Median Earnings (1yr)
$47,265
20th percentile
40th percentile in Missouri
Median Debt
$21,361
8% below national median

Analysis

Missouri Western's finance program lands squarely in the middle of Missouri's pack but trails the national market significantly. At $47,265 in starting salary, graduates earn about $6,300 less than the national median for finance majors and fall slightly below Missouri's median of $49,785. Among Missouri's 21 finance programs, this sits at the 40th percentileβ€”meaning six out of ten programs in the state produce higher starting salaries.

The debt load of $21,361 is actually below both national and state averages, creating a manageable debt-to-earnings ratio of 0.45. A graduate could reasonably pay off their loans in under half a year's salary, which is solid. The challenge isn't crushing debt; it's that finance salaries typically run higher than what these graduates are earning. Compare this to Washington University's $102,814 or even Missouri State's $50,486, and you see that Missouri Western graduates are competing at a disadvantage in banking, corporate finance, or wealth management roles where many finance majors aim to land.

One important caveat: this data comes from fewer than 30 graduates, so individual outcomes could vary significantly from these medians. For a student who needs to stay local and values the manageable debt, this could workβ€”but if career advancement and earning potential in finance are priorities, understand that this program's track record shows it preparing graduates for the lower-middle tier of finance starting positions rather than the more lucrative paths that draw many students to the major.

Where Missouri Western State University Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

Earnings Distribution

How Missouri Western State University graduates compare to all programs nationally

Compare to Similar Programs in Missouri

Finance and Financial Management Services bachelors's programs at peer institutions in Missouri (21 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Missouri Western State UniversitySaint Joseph$9,800$47,265β€”$21,3610.45
Washington University in St LouisSt. Louis$62,982$102,814$152,625$19,2500.19
Saint Louis UniversitySaint Louis$53,244$60,055β€”$21,2680.35
Columbia CollegeColumbia$24,326$56,104$55,909$18,9800.34
Missouri State University-SpringfieldSpringfield$9,024$50,486$68,206$24,7500.49
University of Central MissouriWarrensburg$9,739$49,785$54,933$22,9890.46
National Medianβ€”$53,590β€”$23,3320.44

Career Paths

Occupations commonly associated with finance and financial management services graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree

Chief Sustainability Officers

Communicate and coordinate with management, shareholders, customers, and employees to address sustainability issues. Enact or oversee a corporate sustainability strategy.

$105,350/yrJobs growth:Bachelor's degree

General and Operations Managers

Plan, direct, or coordinate the operations of public or private sector organizations, overseeing multiple departments or locations. Duties and responsibilities include formulating policies, managing daily operations, and planning the use of materials and human resources, but are too diverse and general in nature to be classified in any one functional area of management or administration, such as personnel, purchasing, or administrative services. Usually manage through subordinate supervisors. Excludes First-Line Supervisors.

$105,350/yrJobs growth:Bachelor's degree

Personal Financial Advisors

Advise clients on financial plans using knowledge of tax and investment strategies, securities, insurance, pension plans, and real estate. Duties include assessing clients' assets, liabilities, cash flow, insurance coverage, tax status, and financial objectives. May also buy and sell financial assets for clients.

$102,140/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Insurance Underwriters

Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.

$79,880/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Missouri Western State University, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 21 graduates with reported earnings and 21 graduates with debt data. Small samples may not be representative.