Median Earnings (1yr)
$28,342
59th percentile (60th in NY)
Median Debt
$11,000
At national median
Debt-to-Earnings
0.39
Manageable
Sample Size
68
Adequate data

Analysis

Columbia-Greene delivers something surprisingly uncommon for associate's liberal arts programs: graduates here earn more than their peers across New York State. At $28,342 in the first year, earnings sit comfortably above both the national median and notably above New York's $23,613 state median—placing this program in the 60th percentile statewide. That's meaningful in a field where many two-year liberal arts programs struggle to demonstrate clear economic value.

The debt picture reinforces the accessibility angle. At $11,000, it matches both state and national medians, creating a debt-to-earnings ratio of 0.39—well within manageable territory. Graduates are looking at monthly payments around $120, which represents roughly 5% of their first-year income. The 12% earnings growth to nearly $32,000 by year four shows steady, if modest, progression that helps ease that burden further.

The caveat here is what these numbers don't show: where graduates go next. Many students use associate's liberal arts degrees as transfer platforms to four-year institutions, so these earnings may reflect students working while continuing their education rather than career endpoints. For a student planning to transfer, Columbia-Greene offers a cost-effective foundation that won't saddle them with debt. For someone treating this as a terminal degree, the earnings are respectable for upstate New York but won't open dramatically higher-paying doors without additional credentials.

Where Columbia-Greene Community College Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities associates's programs nationally

Columbia-Greene Community CollegeOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Columbia-Greene Community College graduates compare to all programs nationally

Columbia-Greene Community College graduates earn $28k, placing them in the 59th percentile of all liberal arts and sciences, general studies and humanities associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New York

Liberal Arts and Sciences, General Studies and Humanities associates's programs at peer institutions in New York (74 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Columbia-Greene Community College$28,342$31,837$11,0000.39
Maria College of Albany$60,857$38,220——
Excelsior University$50,464—$9,1960.18
Touro University$30,786$37,814$10,5000.34
SUNY Westchester Community College$30,417—$8,7640.29
Hudson Valley Community College$28,464$34,341$10,0460.35
National Median$27,248—$10,9500.40

Other Liberal Arts and Sciences, General Studies and Humanities Programs in New York

Compare tuition, earnings, and debt across New York schools

SchoolIn-State TuitionEarnings (1yr)Debt
Maria College of Albany
Albany
$17,680$60,857—
Excelsior University
Albany
—$50,464$9,196
Touro University
New York
$21,810$30,786$10,500
SUNY Westchester Community College
Valhalla
$5,696$30,417$8,764
Hudson Valley Community College
Troy
$6,694$28,464$10,046

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Columbia-Greene Community College, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 68 graduates with reported earnings and 83 graduates with debt data. Small samples may not be representative.