Median Earnings (1yr)
$30,786
76th percentile (80th in NY)
Median Debt
$10,500
4% below national median
Debt-to-Earnings
0.34
Manageable
Sample Size
41
Adequate data

Analysis

Touro University's associate degree in liberal arts significantly outpaces its competition in New York, placing in the 80th percentile statewide with first-year earnings of $30,786—nearly $7,200 above the state median. That's a meaningful advantage in a crowded field of 74 programs, especially when paired with manageable debt of $10,500. The program delivers steady earnings growth of 23% by year four, reaching $37,814, which suggests graduates are building marketable skills rather than hitting an early ceiling.

The value proposition here hinges on trajectory. While Touro can't match specialty programs like Maria College's $60,857 outcomes, it competes well against other community colleges and delivers better-than-average results for a general studies program. The debt-to-earnings ratio of 0.34 means graduates can realistically pay down their loans within a year of full-time work at median salary—a comfortable position for an associate degree. Given that one-third of students receive Pell grants, this accessibility combined with above-average outcomes creates genuine economic mobility.

For parents concerned about their child starting with a general liberal arts degree, this program offers a low-risk entry point. The modest debt load and strong state ranking mean graduates have room to either continue their education or enter the workforce without being financially hamstrung. Just verify what specific skills or certificates students typically gain, since the best outcomes in general studies usually come with some specialization.

Where Touro University Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities associates's programs nationally

Touro UniversityOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Touro University graduates compare to all programs nationally

Touro University graduates earn $31k, placing them in the 76th percentile of all liberal arts and sciences, general studies and humanities associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New York

Liberal Arts and Sciences, General Studies and Humanities associates's programs at peer institutions in New York (74 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Touro University$30,786$37,814$10,5000.34
Maria College of Albany$60,857$38,220
Excelsior University$50,464$9,1960.18
SUNY Westchester Community College$30,417$8,7640.29
Hudson Valley Community College$28,464$34,341$10,0460.35
Columbia-Greene Community College$28,342$31,837$11,0000.39
National Median$27,248$10,9500.40

Other Liberal Arts and Sciences, General Studies and Humanities Programs in New York

Compare tuition, earnings, and debt across New York schools

SchoolIn-State TuitionEarnings (1yr)Debt
Maria College of Albany
Albany
$17,680$60,857
Excelsior University
Albany
$50,464$9,196
SUNY Westchester Community College
Valhalla
$5,696$30,417$8,764
Hudson Valley Community College
Troy
$6,694$28,464$10,046
Columbia-Greene Community College
Hudson
$5,904$28,342$11,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Touro University, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 41 graduates with reported earnings and 109 graduates with debt data. Small samples may not be representative.