Liberal Arts and Sciences, General Studies and Humanities at Excelsior University

Excelsior University's online liberal arts associate's program produces remarkably strong earnings outcomes for a degree that typically underperforms. At $50,464 one year out, graduates earn nearly double both the national median ($27,248) and New York's state median ($23,613) for this credential—placing them in the 95th percentile on both measures. While it falls short of Maria College's $60,857, it substantially outpaces most other New York options. The $9,196 debt load is reasonable, translating to a 0.18 debt-to-earnings ratio that parents should find manageable.

These numbers suggest Excelsior attracts a distinct student population—likely working adults seeking credential validation for existing careers rather than traditional 18-year-olds starting from scratch. This explains why a general studies associate's degree yields earnings that exceed many bachelor's programs. The moderate sample size (30-100 graduates) provides enough data to be meaningful, though the profile may not match every prospective student.

For a working adult already employed who needs an associate's degree for advancement or credential requirements, this represents efficient value. For a recent high school graduate without established career momentum, understand that the strong earnings likely reflect students bringing existing work experience to the table, not what the degree alone delivers.