Analysis
A chemistry bachelor's degree from Concord comes with an estimated $24,356 in debt—right in line with the national median for the field—while peer programs in West Virginia suggest first-year earnings around $36,891. That debt-to-earnings ratio of 0.66 is manageable, meaning graduates would need roughly eight months of their first year's salary to cover what they borrowed. For a STEM degree, that's a reasonable investment on paper.
The catch is that these figures are based on just three comparable programs in West Virginia, and chemistry earnings can vary wildly depending on whether graduates land lab positions, pursue graduate school, or end up in adjacent fields. West Virginia's chemistry market appears to lag the national median by about $5,700, which matters when you're calculating how quickly you can pay down loans. Concord's 47% Pell grant population suggests many students are financing a significant portion of their education, making that debt load more consequential for families without financial cushion.
The practical question is whether Concord's chemistry program opens the same doors as the state's larger research universities, which report identical estimated earnings. If your child is committed to chemistry and staying in West Virginia, the debt burden here won't be crushing. But verify what lab facilities, research opportunities, and graduate school placement rates look like—those factors will matter more than the estimates when it comes to actually landing that $37K job.
Where Concord University Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in West Virginia
Chemistry bachelors's programs at peer institutions in West Virginia (14 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $9,700 | $36,891* | — | $24,356* | — | |
| $8,064 | $36,891* | $60,966 | $24,356* | 0.66 | |
| $9,648 | $36,891* | $60,966 | $24,356* | 0.66 | |
| $8,942 | $32,143* | — | $11,953* | 0.37 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Concord University, approximately 47% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in WV. Actual outcomes may vary.