Finance and Financial Management Services at Concordia University Ann Arbor
Bachelor's Degree
Analysis
Concordia University Ann Arbor's finance program starts graduates at $51,235—about $5,600 below Michigan's median and trailing most in-state alternatives. Among Michigan's 30 finance programs, this ranks around the 40th percentile, meaning six in ten programs produce stronger first-year earnings. The gap widens when you compare against top options: Michigan State graduates earn $17,000 more right out of the gate, and even mid-tier programs like Central Michigan and Albion show $9,000+ advantages.
The silver lining here is debt management. At $27,000, graduates carry only slightly more than the national median, resulting in a 0.53 debt-to-earnings ratio that's manageable if not impressive. That's considerably better than many private colleges, and the monthly loan burden shouldn't overwhelm entry-level paychecks. However, the small sample size (under 30 graduates) means these numbers could swing considerably year to year—this snapshot may not reflect typical outcomes.
For Michigan families, this program represents a third-tier option in the state's finance landscape. If your student has admission offers from Michigan State, Oakland, or even Central Michigan, those programs deliver materially better earnings outcomes. Concordia might make sense if significant merit aid brings the net price well below alternatives, but at sticker price, you're paying for weaker placement than peer institutions deliver.
Where Concordia University Ann Arbor Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Concordia University Ann Arbor graduates compare to all programs nationally
Concordia University Ann Arbor graduates earn $51k, placing them in the 37th percentile of all finance and financial management services bachelors programs nationally.
Compare to Similar Programs in Michigan
Finance and Financial Management Services bachelors's programs at peer institutions in Michigan (30 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Concordia University Ann Arbor | $51,235 | — | $27,000 | 0.53 |
| Michigan State University | $68,103 | $79,866 | $23,250 | 0.34 |
| Oakland University | $61,804 | $78,839 | $23,944 | 0.39 |
| Central Michigan University | $60,023 | $65,653 | $26,672 | 0.44 |
| Albion College | $59,926 | — | $24,979 | 0.42 |
| Walsh College | $58,735 | $60,192 | $14,012 | 0.24 |
| National Median | $53,590 | — | $23,332 | 0.44 |
Other Finance and Financial Management Services Programs in Michigan
Compare tuition, earnings, and debt across Michigan schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Michigan State University East Lansing | $15,988 | $68,103 | $23,250 |
| Oakland University Rochester Hills | $14,694 | $61,804 | $23,944 |
| Central Michigan University Mount Pleasant | $14,190 | $60,023 | $26,672 |
| Albion College Albion | $55,746 | $59,926 | $24,979 |
| Walsh College Troy | — | $58,735 | $14,012 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Concordia University Ann Arbor, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 24 graduates with reported earnings and 23 graduates with debt data. Small samples may not be representative.