Median Earnings (1yr)
$44,581
45th percentile (40th in IL)
Median Debt
$24,000
8% below national median
Debt-to-Earnings
0.54
Manageable
Sample Size
28
Limited data

Analysis

Concordia University-Chicago's business program lands squarely in the middle of the pack—graduating with $24,000 in debt to earn $44,581 initially puts you slightly below both Illinois and national medians for business degrees. Among the 52 Illinois schools offering this program, it ranks in just the 40th percentile, meaning six out of ten comparable programs produce higher earnings.

The 19% earnings growth to $53,028 by year four is solid but doesn't change the fundamental picture: graduates here earn roughly $11,000-15,000 less than peers at Loyola or UIC, and even trail less selective options like Southern Illinois by several thousand dollars. The debt load is manageable—about $2,000 below state and national averages—but the debt-to-earnings ratio of 0.54 means you're still borrowing more than half a year's starting salary.

One critical caveat: this data comes from fewer than 30 graduates, so individual outcomes could vary significantly from these figures. For a family focused strictly on return on investment, the numbers suggest looking at other Illinois business programs with stronger earning trajectories. But if Concordia's smaller classes and Lutheran identity matter to your student, the financial outcome isn't disastrous—just unremarkable.

Where Concordia University-Chicago Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

Concordia University-ChicagoOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Concordia University-Chicago graduates compare to all programs nationally

Concordia University-Chicago graduates earn $45k, placing them in the 45th percentile of all business administration, management and operations bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Illinois

Business Administration, Management and Operations bachelors's programs at peer institutions in Illinois (52 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Concordia University-Chicago$44,581$53,028$24,0000.54
University of Illinois Urbana-Champaign$68,442$81,669$19,1750.28
University of Illinois Chicago$65,781—$20,8320.32
Loyola University Chicago$64,513$56,763$25,0000.39
Rasmussen University-Illinois$59,693$56,566$37,3150.63
Southern Illinois University-Carbondale$55,633$58,561$27,5000.49
National Median$45,703—$26,0000.57

Other Business Administration, Management and Operations Programs in Illinois

Compare tuition, earnings, and debt across Illinois schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Illinois Urbana-Champaign
Champaign
$16,004$68,442$19,175
University of Illinois Chicago
Chicago
$14,338$65,781$20,832
Loyola University Chicago
Chicago
$51,716$64,513$25,000
Rasmussen University-Illinois
Rockford
$13,546$59,693$37,315
Southern Illinois University-Carbondale
Carbondale
$13,244$55,633$27,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Concordia University-Chicago, approximately 45% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 28 graduates with reported earnings and 31 graduates with debt data. Small samples may not be representative.