Analysis
A debt-to-earnings ratio of 0.57 suggests manageable borrowing, but the gap between estimated debt here and what similar California chemistry programs report is worth noting. While comparable programs in the state typically produce first-year earnings around $44,000—putting this program in line with state norms—the estimated $25,000 debt load runs significantly higher than California's $16,300 median for chemistry bachelor's degrees. That difference matters when peer programs at Cal State campuses are producing graduates earning $50,000+ while carrying less debt.
The estimated earnings figure, drawn from 23 California chemistry programs, aligns closely with national benchmarks around $43,000. That's reasonable for entry-level positions in lab work or quality control. Chemistry graduates at top UC and Cal State programs pull ahead quickly, but for students who need a smaller campus environment or aren't admitted to those schools, the projected earnings here aren't concerning on their own—it's the debt premium that changes the calculation.
For families considering this program, the key question is whether Concordia's particular strengths justify potentially borrowing 50% more than students at state schools. The earnings trajectory appears standard for California chemistry grads, so the return on investment hinges entirely on what happens with actual financial aid packages and whether the school can bring that debt number closer to state norms through grants and scholarships.
Where Concordia University-Irvine Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in California
Chemistry bachelors's programs at peer institutions in California (65 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $41,390 | $43,766* | — | $24,994* | — | |
| $14,850 | $59,576* | $64,496 | $11,172* | 0.19 | |
| $14,167 | $50,944* | $56,584 | $15,000* | 0.29 | |
| $7,008 | $50,553* | $66,742 | $15,680* | 0.31 | |
| $7,739 | $49,382* | — | —* | — | |
| $14,965 | $47,197* | $64,903 | $15,805* | 0.33 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Concordia University-Irvine, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 23 similar programs in CA. Actual outcomes may vary.