Business Administration, Management and Operations at Concordia University-Saint Paul

Concordia University-Saint Paul's business program delivers near-elite earnings at 95th percentile nationally—$59,044 in the first year compared to the national median of $45,703. That's a $13,000 premium over typical business graduates. However, in the Minnesota market where most graduates will likely compete, the picture shifts: this program lands at the 60th percentile statewide, trailing powerhouses like University of Minnesota-Twin Cities and even matching mid-tier options like Rasmussen.

The financial structure works in students' favor. With $27,000 in median debt—just slightly above state and national averages—graduates face a manageable 0.46 debt-to-earnings ratio. That means debt equals less than half of first-year income, which is excellent territory for a business degree. Earnings growth to $63,736 by year four shows steady progression, and the robust sample size of 100+ graduates makes these numbers reliable.

For Minnesota families, this represents solid value if your student prefers a mid-sized private university environment over larger state schools. The program costs about the same as competitors but delivers stronger outcomes than two-thirds of Minnesota business programs. Just understand you're paying for comparable results to what you'd get at less selective in-state options—the premium here is in the educational experience, not necessarily outsized earning potential.