Est. Earnings (1yr)
$47,670
Est. from national median (75 programs)
Est. Median Debt
$23,120
Est. from national median (20 programs)

Analysis

A $23,000 debt load for a physics bachelor's degree represents a manageable starting point, particularly when peer programs nationally suggest first-year earnings around $47,670. Physics graduates typically see strong career trajectories in research, engineering, and data science, and while we can't verify Cornell College's specific outcomes due to small cohort sizes, the estimated debt-to-earnings ratio of 0.49 falls well within reasonable territory. The national benchmark debt of $23,304 aligns closely with this estimate, suggesting the school's pricing is competitive with physics programs nationally.

What matters more here is trajectory. Physics majors often pursue graduate work or enter technical fields where earnings accelerate substantially after that first year. The question for your family is whether Cornell's one-course-at-a-time block schedule—which allows deep immersion in complex subjects like quantum mechanics or thermodynamics—justifies choosing this small liberal arts college over larger research universities in Iowa. Those institutions might offer more lab equipment, faculty research opportunities, and industry connections that could influence both graduate school admissions and career placement.

The bottom line: the estimated financial picture doesn't raise red flags, but without actual graduate outcomes, you're placing faith in Cornell's teaching model and your child's ability to leverage a physics degree effectively. If they're considering graduate school, ask about faculty mentorship and research opportunities. If they're heading straight to work, investigate the school's industry partnerships carefully.

Where Cornell College Stands

Earnings vs. debt across all physics bachelors's programs nationally

Compare to Similar Programs Nationally

Physics bachelors's programs at top institutions nationally

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Cornell CollegeMount Vernon$50,634$47,670*—$23,120*—
University of North Carolina at CharlotteCharlotte$7,214$70,150*—$28,750*0.41
Brigham Young UniversityProvo$6,496$68,664*$76,268—*—
University of PennsylvaniaPhiladelphia$66,104$68,215*——*—
Whitworth UniversitySpokane$50,920$65,316*—$23,250*0.36
California State Polytechnic University-PomonaPomona$7,439$64,045*$51,682$23,000*0.36
National Median—$47,670*—$23,304*0.49
* Estimated from similar programs

Career Paths

Occupations commonly associated with physics graduates

Physicists

Conduct research into physical phenomena, develop theories on the basis of observation and experiments, and devise methods to apply physical laws and theories.

$166,290/yrJobs growth:Doctoral or professional degree

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Physics Teachers, Postsecondary

Teach courses pertaining to the laws of matter and energy. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Secondary School Teachers, Except Special and Career/Technical Education

Teach one or more subjects to students at the secondary school level.

$64,580/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Cornell College, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.