Analysis
California's community colleges typically offer some of the most affordable paths to accounting careers, and Cosumnes River College appears to follow that pattern. While specific graduate outcomes aren't reported due to small sample sizes, peer institutions suggest this program should cost around $16,000 in debt—notably below both the state median ($17,375) and national median ($19,354) for associate's accounting programs. That lower debt load matters when first-year earnings for accounting associate degree holders typically land around $37,000-$38,000 across California.
The estimated debt-to-earnings ratio of 0.43 means graduates would owe less than half their first-year salary, a manageable starting point that community college advocates often tout. For comparison, Mt. San Antonio College—another California community college with reported data—shows graduates earning $34,604, suggesting the estimate here is realistic for the region. Sacramento's accounting job market, serving state government offices and regional businesses, should provide entry-level opportunities, though advancement beyond bookkeeping roles often requires completing a bachelor's degree or CPA credentials.
The lack of program-specific data makes this inherently uncertain, but the fundamentals—affordable community college tuition, reasonable estimated debt, and a practical credential in a stable field—align with what typically makes these programs work for cost-conscious families.
Where Cosumnes River College Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs in California
Accounting associates's programs at peer institutions in California (110 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $1,288 | $37,001* | — | $15,979* | — | |
| — | $41,351* | — | $17,375* | 0.42 | |
| $1,364 | $34,604* | — | —* | — | |
| National Median | — | $37,000* | — | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Cosumnes River College, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.