Mental and Social Health Services and Allied Professions at Cosumnes River College

Similar associate's programs in California suggest first-year earnings around $35,338—roughly $2,400 above the national median for this field. That's a modest premium, though it pales compared to the state's highest earners in mental health services, where top programs report graduates earning over $70,000. Still, with estimated debt near $17,600, this program's borrowing levels sit comfortably below both state and national medians, creating a debt-to-earnings ratio of 0.50 that suggests manageable repayment even at entry-level wages.

The challenge lies in the field itself. Mental and social health services typically require additional credentials or experience for career advancement, meaning this associate's degree functions more as a stepping stone than a terminal credential. Your child would likely enter the workforce in support roles—case aide, intake coordinator, community health worker—where pay scales start modest but create pathways to higher degrees and licensure. The relatively light debt load matters here: borrowing under $18,000 preserves flexibility to pursue a bachelor's or master's later without accumulating crushing combined debt.

For families where someone needs to start earning quickly while keeping future options open, this route makes practical sense. The estimated numbers suggest a realistic return for a two-year investment. Just recognize you're likely funding the first chapter of a longer educational journey, not a complete career credential.