Analysis
Similar accounting certificate programs across North Carolina suggest first-year earnings around $38,000, which would put Craven's program in the middle of the pack for community college accounting credentials in the state. The estimated $15,500 in debt sits just above the national median for this type of program, creating a debt-to-earnings ratio of 0.41—meaning roughly five months of gross income to repay what's borrowed. That's a manageable starting point, though it's worth noting that peer programs at some NC community colleges report similar earnings with slightly different debt loads.
The challenge here is that we're working entirely with estimates—both earnings and debt figures come from comparable programs rather than Craven's actual graduate outcomes. The small sample size that triggered this suppression could mean anything from a brand-new program to one with modest enrollment. What we can say is that accounting certificates generally serve students who need practical skills quickly, and the estimated numbers align with entry-level bookkeeping or accounting clerk positions common in the New Bern area. With a third of students receiving Pell grants, this program likely serves working adults seeking career transitions or credential upgrades.
For a parent, the key question is whether your child needs the full certificate or if they're better served by a longer associate degree program with more comprehensive training. The debt estimate appears reasonable if the earnings materialize, but without actual outcomes data, you're essentially betting that Craven's results will match the state's community college average.
Where Craven Community College Stands
Earnings vs. debt across all accounting certificate's programs nationally
Compare to Similar Programs in North Carolina
Accounting certificate's programs at peer institutions in North Carolina (52 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $2,022 | $38,258* | — | $15,516* | — | |
| $1,978 | $41,532* | — | —* | — | |
| $2,336 | $38,258* | $37,019 | $16,592* | 0.43 | |
| $2,367 | $35,972* | — | —* | — | |
| National Median | — | $31,684* | — | $13,047* | 0.41 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Craven Community College, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in NC. Actual outcomes may vary.