Analysis
Creighton's estimated $27,000 debt load for a psychology bachelor's sits right at the Nebraska median, but similar programs across the state suggest first-year earnings around $35,000—creating a debt-to-earnings ratio that's manageable but hardly thrilling. By year four, the median graduate here reaches $43,820, which edges above several in-state competitors and sits well above the national benchmark of $31,482. That four-year number suggests the degree has staying power, even if the first year looks modest.
The catch is that we're working with estimates derived from comparable Nebraska programs since Creighton's graduate sample was too small for the DOE to publish. Other psychology programs in the state—including Concordia and Bellevue—show reported first-year earnings in the high $30,000s, which raises the question of where Creighton's actual outcomes fall. The school's stronger academic profile (SAT scores around 1300) and private university resources could push results higher, or graduates might face similar entry-level constraints that affect psychology majors everywhere.
For $27,000 in debt, you're looking at monthly payments around $300 on a standard plan—tight but feasible on $35,000 if your child lives frugally and has clear career plans. The four-year earnings data suggests growth potential, but psychology careers often require graduate school for real advancement. If your child is committed to the field and has a plan beyond the bachelor's, this works. If they're undecided, that debt-to-earnings picture deserves serious scrutiny.
Where Creighton University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Creighton University | — | $43,820 | — |
| University of Nebraska-Lincoln | $33,034 | $45,176 | +37% |
| University of Nebraska at Kearney | $34,055 | $44,525 | +31% |
| Peru State College | $32,542 | $44,483 | +37% |
| Nebraska Wesleyan University | $35,540 | $40,348 | +14% |
Compare to Similar Programs in Nebraska
Psychology bachelors's programs at peer institutions in Nebraska (16 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $47,000 | $35,218* | $43,820 | $27,000* | — | |
| $39,330 | $39,883* | $37,301 | $27,000* | 0.68 | |
| $8,886 | $38,928* | — | $28,833* | 0.74 | |
| $8,370 | $36,094* | $40,143 | $21,783* | 0.60 | |
| $41,658 | $35,540* | $40,348 | $27,000* | 0.76 | |
| $40,491 | $34,896* | $36,610 | $27,000* | 0.77 | |
| National Median | — | $31,482* | — | $25,500* | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Creighton University, approximately 5% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 8 similar programs in NE. Actual outcomes may vary.