Analysis
A chemistry degree typically leads to solid technical careers, but the economics here depend heavily on what similar Missouri programs actually deliver. Based on the state median for chemistry bachelor's degrees, first-year earnings around $40,400 fall slightly below the national benchmark of $42,600. The estimated debt of roughly $25,000 creates a debt-to-earnings ratio of 0.62—manageable by conventional standards, but not exceptional. Missouri's flagship in Columbia reports graduates earning over $45,000, suggesting that program quality and institutional resources can meaningfully affect outcomes in this field.
What makes this analysis particularly uncertain is that we're working entirely with estimates drawn from peer programs, not actual outcomes from Culver-Stockton's chemistry graduates. The 98% admission rate and lower average test scores suggest a different student population than you'll find at larger research universities, which could translate to different career trajectories. Chemistry degrees can lead anywhere from quality control labs to graduate school preparation, and those paths produce vastly different financial outcomes. For a family borrowing close to $25,000, you'd want concrete evidence that this specific program successfully places graduates in roles that justify that investment—placement rates in industry versus retail work, graduate school admission rates, specific employer relationships.
The bottom line: these estimates suggest a workable financial picture if the actual outcomes match peer programs, but you're essentially betting on comparability without verification. Request specific placement data from the chemistry department before committing.
Where Culver-Stockton College Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in Missouri
Chemistry bachelors's programs at peer institutions in Missouri (32 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $29,915 | $40,446* | — | $24,994* | — | |
| $14,130 | $45,279* | — | $20,500* | 0.45 | |
| $9,024 | $41,166* | $52,668 | $23,750* | 0.58 | |
| $11,988 | $39,725* | $47,533 | $24,821* | 0.62 | |
| $10,181 | $39,478* | — | $24,884* | 0.63 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Culver-Stockton College, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in MO. Actual outcomes may vary.