Analysis
Cumberland's engineering bachelor's comes with estimated debt of $26,459 and projected first-year earnings of $67,911—figures drawn from national peer programs since the school's graduate cohort is too small for the DOE to publish. That debt-to-earnings ratio of 0.39 looks manageable on paper, though it's worth noting that Tennessee's engineering programs typically see starting salaries around $64,000, several thousand less than the national median this estimate is based on.
The real challenge here is uncertainty. With no reported outcomes for Cumberland's specific program, you're relying entirely on what similar engineering programs produce nationally. The University of Tennessee-Martin, Tennessee's only engineering program with published data, shows graduates earning $63,746—suggesting the $67,911 projection might be optimistic for Tennessee's market. The estimated debt sits slightly below Tennessee's state median of $29,750, which offers some reassurance, but without knowing how Cumberland's engineering curriculum, employer connections, or regional placement compare to programs that actually report data, you're making an investment with limited visibility.
For parents, the question isn't whether engineering is a solid field—it is—but whether Cumberland's program specifically delivers the outcomes these estimates suggest. Contact the school directly for graduate placement data, employer partnerships, and where their engineering alumni actually land jobs. That information matters more than borrowed benchmarks.
Where Cumberland University Stands
Earnings vs. debt across all engineering bachelors's programs nationally
Compare to Similar Programs in Tennessee
Engineering bachelors's programs at peer institutions in Tennessee (12 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $27,840 | $67,911* | — | $26,459* | — | |
| $10,208 | $63,746* | $70,281 | $29,750* | 0.47 | |
| National Median | — | $67,911* | — | $26,056* | 0.38 |
Career Paths
Occupations commonly associated with engineering graduates
Architectural and Engineering Managers
Biofuels/Biodiesel Technology and Product Development Managers
Engineering Teachers, Postsecondary
Engineers, All Other
Energy Engineers, Except Wind and Solar
Mechatronics Engineers
Microsystems Engineers
Photonics Engineers
Robotics Engineers
Nanosystems Engineers
Wind Energy Engineers
Solar Energy Systems Engineers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Cumberland University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 47 similar programs. Actual outcomes may vary.