Liberal Arts and Sciences, General Studies and Humanities at CUNY Borough of Manhattan Community College
Associate's Degree
Analysis
This CUNY Borough of Manhattan Community College liberal arts program delivers solid value despite below-average starting salaries. While first-year earnings of $23,669 fall in the 24th percentile nationally, the program performs notably better within New York state, ranking in the 60th percentile among similar programs. More importantly, graduates see impressive 41% earnings growth by year four, reaching $33,399—demonstrating real career progression that many associate degree programs can't match.
The financial picture is particularly attractive. With median debt of just $8,057—well below both the national ($10,950) and state ($11,000) medians—graduates face a manageable debt-to-earnings ratio of 0.34. This low debt burden means graduates aren't trapped by loan payments while building their careers. Given that 57% of students receive Pell grants, this program serves as an affordable stepping stone for students from lower-income families.
For parents concerned about ROI, this program offers a practical pathway: low debt, decent state-level performance, and strong earnings growth. While your child won't immediately out-earn peers at higher-ranked programs like Maria College, they'll graduate with minimal debt and clear upward trajectory. This is especially valuable in expensive New York, where keeping educational costs low while maintaining career mobility is crucial.
Where CUNY Borough of Manhattan Community College Stands
Earnings vs. debt across all liberal arts and sciences, general studies and humanities associates's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How CUNY Borough of Manhattan Community College graduates compare to all programs nationally
CUNY Borough of Manhattan Community College graduates earn $24k, placing them in the 24th percentile of all liberal arts and sciences, general studies and humanities associates programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in New York
Liberal Arts and Sciences, General Studies and Humanities associates's programs at peer institutions in New York (74 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| CUNY Borough of Manhattan Community College | $23,669 | $33,399 | $8,057 | 0.34 |
| Maria College of Albany | $60,857 | $38,220 | — | — |
| Excelsior University | $50,464 | — | $9,196 | 0.18 |
| Touro University | $30,786 | $37,814 | $10,500 | 0.34 |
| SUNY Westchester Community College | $30,417 | — | $8,764 | 0.29 |
| Hudson Valley Community College | $28,464 | $34,341 | $10,046 | 0.35 |
| National Median | $27,248 | — | $10,950 | 0.40 |
Other Liberal Arts and Sciences, General Studies and Humanities Programs in New York
Compare tuition, earnings, and debt across New York schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Maria College of Albany Albany | $17,680 | $60,857 | — |
| Excelsior University Albany | — | $50,464 | $9,196 |
| Touro University New York | $21,810 | $30,786 | $10,500 |
| SUNY Westchester Community College Valhalla | $5,696 | $30,417 | $8,764 |
| Hudson Valley Community College Troy | $6,694 | $28,464 | $10,046 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At CUNY Borough of Manhattan Community College, approximately 57% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 653 graduates with reported earnings and 472 graduates with debt data. Small samples may not be representative.