Median Earnings (1yr)
$31,397
21st percentile (40th in NY)
Median Debt
$7,250
63% below national median
Debt-to-Earnings
0.23
Manageable
Sample Size
21
Limited data

Analysis

The small sample size here demands caution, but Hostos Community College's accounting program stands out for one clear reason: extraordinarily low debt. At $7,250, graduates carry about half the state median and just a third of what accounting students typically borrow nationally. That's a significant advantage for the 63% of students receiving Pell grants.

The earnings picture is less straightforward. First-year median income of $31,397 trails both the New York median ($33,455) and national benchmarks considerably. However, at the 40th percentile statewide, this program sits squarely in the middle range for New York—not exceptional, but not an outlier either. The 10% earnings growth to $34,662 by year four is modest but steady. Top SUNY community colleges like Niagara and Finger Lakes see graduates earning $5,000-$8,000 more annually, which adds up over a career.

For families prioritizing minimal debt—especially first-generation college students or those with limited financial resources—this represents a viable entry point into accounting. The debt-to-earnings ratio of 0.23 is excellent and easily manageable. But if maximizing early career earnings matters more, and your student can access other SUNY community colleges without significant relocation costs, those alternatives deliver noticeably stronger financial outcomes. Given the small sample, verify current graduate outcomes directly with the college before deciding.

Where CUNY Hostos Community College Stands

Earnings vs. debt across all accounting associates's programs nationally

CUNY Hostos Community CollegeOther accounting programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How CUNY Hostos Community College graduates compare to all programs nationally

CUNY Hostos Community College graduates earn $31k, placing them in the 21th percentile of all accounting associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New York

Accounting associates's programs at peer institutions in New York (52 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
CUNY Hostos Community College$31,397$34,662$7,2500.23
Niagara County Community College$39,761$39,761$14,8730.37
Finger Lakes Community College$37,433$37,372$19,6180.52
Bryant & Stratton College-Buffalo$36,958$38,715$26,2910.71
Bryant & Stratton College-Syracuse North$36,958$38,715$26,2910.71
Bryant & Stratton College-Greece$36,958$38,715$26,2910.71
National Median$37,000—$19,3540.52

Other Accounting Programs in New York

Compare tuition, earnings, and debt across New York schools

SchoolIn-State TuitionEarnings (1yr)Debt
Niagara County Community College
Sanborn
$6,726$39,761$14,873
Finger Lakes Community College
Canandaigua
$6,138$37,433$19,618
Bryant & Stratton College-Buffalo
Buffalo
$19,126$36,958$26,291
Bryant & Stratton College-Syracuse North
Liverpool
$19,310$36,958$26,291
Bryant & Stratton College-Greece
Rochester
$19,593$36,958$26,291

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At CUNY Hostos Community College, approximately 63% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 21 graduates with reported earnings and 20 graduates with debt data. Small samples may not be representative.