Median Earnings (1yr)
$39,761
63rd percentile (60th in NY)
Median Debt
$14,873
23% below national median
Debt-to-Earnings
0.37
Manageable
Sample Size
27
Limited data

Analysis

Niagara County Community College's accounting program beats both the state and national median for associate-level accountants, placing graduates around $6,300 above the typical New York program at $39,761. At just under $15,000 in debt—matching the state median—this translates to a manageable debt-to-earnings ratio where graduates could theoretically pay off their loans in less than five months of gross income. Among New York's 52 accounting programs, this ranks solidly in the 60th percentile for earnings.

The main concern is flat earnings growth: graduates earn the same amount four years out as they did immediately after finishing. This could signal limited advancement opportunities or perhaps that many use this associate's as a stepping stone to further education rather than a terminal degree. The small sample size (under 30 graduates tracked) means individual circumstances could heavily skew these numbers either direction.

For a parent weighing options, this represents a low-risk entry point into accounting. The debt is reasonable, earnings immediately exceed what most associate-level accountants make in New York, and the two-year timeline limits opportunity cost. Just understand your child may need additional credentials or a bachelor's degree to see meaningful salary progression beyond that initial $40K mark.

Where Niagara County Community College Stands

Earnings vs. debt across all accounting associates's programs nationally

Niagara County Community CollegeOther accounting programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Niagara County Community College graduates compare to all programs nationally

Niagara County Community College graduates earn $40k, placing them in the 63th percentile of all accounting associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New York

Accounting associates's programs at peer institutions in New York (52 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Niagara County Community College$39,761$39,761$14,8730.37
Finger Lakes Community College$37,433$37,372$19,6180.52
Bryant & Stratton College-Buffalo$36,958$38,715$26,2910.71
Bryant & Stratton College-Greece$36,958$38,715$26,2910.71
Bryant & Stratton College-Syracuse North$36,958$38,715$26,2910.71
Bryant & Stratton College-Albany$36,958$38,715$26,2910.71
National Median$37,000—$19,3540.52

Other Accounting Programs in New York

Compare tuition, earnings, and debt across New York schools

SchoolIn-State TuitionEarnings (1yr)Debt
Finger Lakes Community College
Canandaigua
$6,138$37,433$19,618
Bryant & Stratton College-Buffalo
Buffalo
$19,126$36,958$26,291
Bryant & Stratton College-Greece
Rochester
$19,593$36,958$26,291
Bryant & Stratton College-Syracuse North
Liverpool
$19,310$36,958$26,291
Bryant & Stratton College-Albany
Albany
$18,892$36,958$26,291

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Niagara County Community College, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 27 graduates with reported earnings and 33 graduates with debt data. Small samples may not be representative.