Accounting at Finger Lakes Community College

With fewer than 30 graduates tracked, Finger Lakes Community College's accounting program shows graduates earning $37,433 initially—beating 60% of similar programs across New York. That's notable in a state where the typical associate's-level accounting graduate earns just $33,455. The debt load of $19,618 sits right at the national median, translating to a manageable debt-to-earnings ratio where graduates could theoretically pay off loans in about six months of gross income.

The concern here is complete earnings stagnation: four years out, graduates still earn essentially the same $37,400. Most accounting programs show at least modest wage growth as people gain experience and certifications. Whether this reflects the small sample size (perhaps tracking just 15-20 people) or indicates graduates hitting a ceiling in bookkeeping roles rather than advancing isn't clear from the data. For context, top-performing programs in New York like Niagara County Community College see graduates earning $39,761, only about $2,300 more.

The fundamentals work—low debt, earnings above state averages, and a credential in a field with consistent demand. But the flat earnings trajectory suggests graduates may need additional credentials or job changes to see income growth. If your child plans to stop at the associate's level, this delivers solid short-term returns. If they're using it as a stepping stone to a bachelor's degree or CPA license, it's a reasonable starting point.