Business Administration, Management and Operations at CUNY Hostos Community College

The first-year earnings here—$19,499—land in the bottom 10% statewide and 5th percentile nationally for business associate's degrees, well under half the national median of $33,977. That's a challenging start for graduates, many of whom come from families with significant financial need (63% receive Pell grants). The silver lining is dramatic earnings growth: graduates nearly double their income by year four, reaching $37,508. That trajectory suggests this program prepares students for career advancement even if initial job placements lag. Still, by year four, earnings remain below the state median of $29,658 for this credential, and the gap with top New York programs like Hudson Valley Community College ($38,018) or Monroe Community College ($36,476) is substantial.

The $10,425 debt load is manageable compared to national norms, though it represents more than half of first-year earnings—a tight squeeze when starting out. For a Bronx student without other options, this program offers a stepping stone rather than an express route: expect to work your way up over several years. If your child can access one of the higher-performing SUNY community colleges nearby, the data suggests that would be worth the commute. If Hostos is the most accessible option, understand you're banking on long-term growth rather than immediate returns.