Analysis
A bachelor's in finance that places graduates nearly $10,000 below the national median—and trails most comparable New York programs—raises legitimate questions about competitive positioning. Queens College finance majors start at $45,168, which lands them in the 13th percentile nationally but exactly in the middle among New York programs. That split tells you something: this isn't about the school underperforming so much as New York's finance landscape being dominated by programs feeding into high-paying Wall Street positions that Queens grads may not be accessing at the same rate.
The estimated debt of $19,424 from peer programs keeps the risk manageable, with a debt-to-earnings ratio of 0.43 that's well below concerning thresholds. Earnings do climb to nearly $62,000 by year four, representing solid 37% growth. But here's the practical reality: even with that growth, graduates remain substantially behind competitors like Fordham ($84K) or even SUNY Binghamton ($74K). For a field where your first employer and entry-level position often shape your entire career trajectory, starting $20-30K behind peers from other New York programs could compound over time.
The value case here depends entirely on cost and debt load. If your child can graduate with actual debt near or below that $19,424 estimate, they'll have breathing room to build their career without financial strain. But if they're considering comparable debt at a pricier private program in New York, those schools' substantially higher earnings might justify the investment. Queens works as an affordable entry point to finance—just understand it may require more hustle to reach the same career outcomes as higher-earning programs.
Where CUNY Queens College Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Earnings Distribution
How CUNY Queens College graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| CUNY Queens College | $45,168 | $61,899 | +37% |
| Fordham University | $83,789 | $112,777 | +35% |
| Binghamton University | $73,598 | $94,174 | +28% |
| Syracuse University | $72,819 | $91,086 | +25% |
| Rochester Institute of Technology | $56,513 | $86,145 | +52% |
Compare to Similar Programs in New York
Finance and Financial Management Services bachelors's programs at peer institutions in New York (47 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $7,538 | $45,168 | $61,899 | $19,424* | — | |
| $61,992 | $83,789 | $112,777 | $26,850* | 0.32 | |
| $10,363 | $73,598 | $94,174 | $15,000* | 0.20 | |
| $63,061 | $72,819 | $91,086 | $27,000* | 0.37 | |
| $51,424 | $61,246 | $81,127 | $26,000* | 0.42 | |
| $57,016 | $56,513 | $86,145 | $23,250* | 0.41 | |
| National Median | — | $53,590 | — | $23,332* | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At CUNY Queens College, approximately 48% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.