Analysis
Queens College's psychology program stands out for one compelling reason: exceptionally low debt. With graduates owing just $11,149 compared to the $25,000+ typical for psychology programs both nationally and in New York, this represents one of the most affordable paths to a psychology degree you'll find anywhere.
The earnings story is more complex but ultimately positive. While first-year salaries of $30,184 place graduates slightly below average, the program delivers impressive 60% earnings growth by year four, reaching $48,151. This puts Queens College graduates ahead of most New York psychology programs by their fourth yearβonly a handful of specialized institutions like CUNY's Graduate Center show higher earnings. The debt-to-earnings ratio of 0.37 is excellent, meaning graduates can reasonably manage their loans even on entry-level salaries.
For families prioritizing financial accessibility without sacrificing long-term earning potential, Queens College offers an attractive value proposition. The combination of rock-bottom debt and strong earnings trajectory means graduates can pursue graduate school, internships, or entry-level positions without the financial pressure that burdens most psychology majors. Given that 48% of students receive Pell grants, the college clearly serves students who need this kind of affordability most.
Where CUNY Queens College Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How CUNY Queens College graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| CUNY Queens College | $30,184 | $48,151 | +60% |
| Cornell University | $36,630 | $64,146 | +75% |
| Fordham University | $28,256 | $58,590 | +107% |
| Binghamton University | $30,023 | $58,122 | +94% |
| Ithaca College | $27,814 | $55,104 | +98% |
Compare to Similar Programs in New York
Psychology bachelors's programs at peer institutions in New York (92 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $7,538 | $30,184 | $48,151 | $11,149 | 0.37 | |
| $7,410 | $48,299 | $41,272 | $19,462 | 0.40 | |
| β | $43,574 | β | $28,914 | 0.66 | |
| $7,352 | $39,868 | $41,004 | $11,700 | 0.29 | |
| $7,630 | $39,188 | $40,013 | $29,050 | 0.74 | |
| $21,810 | $38,918 | $37,736 | $20,500 | 0.53 | |
| National Median | β | $31,482 | β | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At CUNY Queens College, approximately 48% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 431 graduates with reported earnings and 295 graduates with debt data. Small samples may not be representative.