Median Earnings (1yr)
$30,184
39th percentile (40th in NY)
Median Debt
$11,149
56% below national median
Debt-to-Earnings
0.37
Manageable
Sample Size
431
Adequate data

Analysis

Queens College's psychology program stands out for one compelling reason: exceptionally low debt. With graduates owing just $11,149 compared to the $25,000+ typical for psychology programs both nationally and in New York, this represents one of the most affordable paths to a psychology degree you'll find anywhere.

The earnings story is more complex but ultimately positive. While first-year salaries of $30,184 place graduates slightly below average, the program delivers impressive 60% earnings growth by year four, reaching $48,151. This puts Queens College graduates ahead of most New York psychology programs by their fourth year—only a handful of specialized institutions like CUNY's Graduate Center show higher earnings. The debt-to-earnings ratio of 0.37 is excellent, meaning graduates can reasonably manage their loans even on entry-level salaries.

For families prioritizing financial accessibility without sacrificing long-term earning potential, Queens College offers an attractive value proposition. The combination of rock-bottom debt and strong earnings trajectory means graduates can pursue graduate school, internships, or entry-level positions without the financial pressure that burdens most psychology majors. Given that 48% of students receive Pell grants, the college clearly serves students who need this kind of affordability most.

Where CUNY Queens College Stands

Earnings vs. debt across all psychology bachelors's programs nationally

CUNY Queens CollegeOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How CUNY Queens College graduates compare to all programs nationally

CUNY Queens College graduates earn $30k, placing them in the 39th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New York

Psychology bachelors's programs at peer institutions in New York (92 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
CUNY Queens College$30,184$48,151$11,1490.37
CUNY Graduate School and University Center$48,299$41,272$19,4620.40
Excelsior University$43,574$28,9140.66
CUNY Medgar Evers College$39,868$41,004$11,7000.29
Empire State University$39,188$40,013$29,0500.74
Touro University$38,918$37,736$20,5000.53
National Median$31,482$25,5000.81

Other Psychology Programs in New York

Compare tuition, earnings, and debt across New York schools

SchoolIn-State TuitionEarnings (1yr)Debt
CUNY Graduate School and University Center
New York
$7,410$48,299$19,462
Excelsior University
Albany
$43,574$28,914
CUNY Medgar Evers College
Brooklyn
$7,352$39,868$11,700
Empire State University
Saratoga Springs
$7,630$39,188$29,050
Touro University
New York
$21,810$38,918$20,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At CUNY Queens College, approximately 48% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 431 graduates with reported earnings and 295 graduates with debt data. Small samples may not be representative.