Analysis
An estimated $16,000 in debt against first-year earnings of $37,000 yields a manageable debt-to-earnings ratio of 0.43—well below the concerning 1.0 threshold. These figures, drawn from peer accounting associate programs nationwide, suggest this path shouldn't create crushing financial pressure. What matters more here is whether completing at De Anza positions your student competitively in California's accounting market, where the state median sits just slightly higher at $37,978.
The bigger question for a Bay Area community college is opportunity cost. Similar programs in California show significant variance—Mt. San Antonio's graduates earn around $34,600 while Asher College reports $41,351—but without reported outcomes specific to De Anza, you're making an educated guess about where this program lands in that range. The low Pell grant percentage (18%) suggests De Anza serves a relatively advantaged student body, which could indicate stronger local employment networks, but that's speculative.
Here's what's certain: an associate's in accounting typically opens doors to bookkeeping and entry-level accounting roles, not CPA-track positions. If your student plans to transfer to complete a bachelor's degree, De Anza works fine as an affordable starting point. If they're planning to enter the workforce with just the associate's, investigate De Anza's specific employer connections and job placement support—those details will matter more than these estimated national benchmarks.
Where De Anza College Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs in California
Accounting associates's programs at peer institutions in California (110 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $1,562 | $37,001* | — | $15,979* | — | |
| — | $41,351* | — | $17,375* | 0.42 | |
| $1,364 | $34,604* | — | —* | — | |
| National Median | — | $37,000* | — | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At De Anza College, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.