Analysis
Based on comparable accounting programs in Ohio, first-year earnings around $56,000 against estimated debt of $27,000 creates a manageable debt-to-earnings ratio of 0.48βbetter than many bachelor's programs nationally. However, the fourth-year earnings figure of $47,865 raises a significant red flag. Accounting salaries typically climb steadily in the early career years as professionals gain certifications and experience, so seeing earnings actually drop three years out is unusual and concerning.
This backward trajectory could reflect several realities: graduates may be leaving accounting for other fields, struggling to advance without CPA credentials, or facing limited opportunities in the Defiance area job market. While other Ohio accounting programs like Miami University and Ohio State show first-year earnings above $62,000, the real worry here isn't the starting pointβit's where graduates end up by year four. The state median suggests accounting grads in Ohio typically start around this level, but most programs see earnings growth, not decline.
For a family considering this program, the debt load itself is reasonable, but the earnings pattern suggests graduates may not be establishing stable accounting careers. Before committing, you'd want to understand what's driving that fourth-year dipβwhether it's geographic constraints, credential barriers, or program-specific challenges that limit career progression in this particular field.
Where Defiance College Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Defiance College | β | $47,865 | β |
| Case Western Reserve University | $67,830 | $78,857 | +16% |
| Ohio State University-Main Campus | $62,399 | $77,705 | +25% |
| Miami University-Oxford | $67,743 | $77,503 | +14% |
| John Carroll University | $62,145 | $75,037 | +21% |
Compare to Similar Programs in Ohio
Accounting bachelors's programs at peer institutions in Ohio (57 total in state)
Scroll to see more β
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $38,778 | $56,441* | $47,865 | $27,000* | β | |
| $64,671 | $67,830* | $78,857 | $25,000* | 0.37 | |
| $17,809 | $67,743* | $77,503 | $23,000* | 0.34 | |
| $47,600 | $65,127* | $72,243 | $27,000* | 0.41 | |
| $12,859 | $62,399* | $77,705 | $23,284* | 0.37 | |
| $49,100 | $62,145* | $75,037 | $27,000* | 0.43 | |
| National Median | β | $53,694* | β | $25,000* | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Defiance College, approximately 48% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 36 similar programs in OH. Actual outcomes may vary.