Analysis
When comparable HR programs in Ohio suggest first-year earnings around $45,000 against estimated debt of $35,000, the financial picture looks manageable—until you see what graduates from other Ohio schools are achieving. Walsh University's HR graduates earn over $80,000 in their first year, while Ohio State and Bluffton graduates both clear $55,000. Even public institutions like Akron place HR graduates at $51,000. These aren't minor differences; they represent substantial gaps in earning potential that compound over a career.
The estimated debt load here, while higher than Ohio's typical $25,000 for HR programs, isn't catastrophic at a 0.77 debt-to-earnings ratio. Similar programs across the state produce manageable debt burdens. But the concern isn't whether graduates can service this debt—it's whether this program provides the same career launch that peer institutions deliver. Nearly half of Defiance's students receive Pell grants, meaning many families are counting on strong post-graduation outcomes to justify the investment.
For a family evaluating this program, the critical question is what explains the earnings gap. If Defiance's HR program places students in smaller markets or entry-level roles while competitors connect graduates to corporate HR positions, that matters enormously for return on investment. Request placement data and alumni outcomes directly from the school—where do graduates actually work, and what roles do they secure? The estimated figures suggest adequate outcomes, but the peer comparison demands a harder look.
Where Defiance College Stands
Earnings vs. debt across all human resources management and services bachelors's programs nationally
Compare to Similar Programs in Ohio
Human Resources Management and Services bachelors's programs at peer institutions in Ohio (35 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $38,778 | $45,244* | — | $35,001* | — | |
| $34,595 | $80,566* | — | $29,812* | 0.37 | |
| $12,859 | $58,991* | $64,319 | $19,500* | 0.33 | |
| $36,298 | $55,253* | — | $35,001* | 0.63 | |
| $12,799 | $51,422* | $55,723 | $20,750* | 0.40 | |
| $49,100 | $50,938* | — | $20,000* | 0.39 | |
| National Median | — | $50,361* | — | $26,625* | 0.53 |
Career Paths
Occupations commonly associated with human resources management and services graduates
Compensation and Benefits Managers
Human Resources Managers
Training and Development Managers
Labor Relations Specialists
Business Teachers, Postsecondary
Law Teachers, Postsecondary
Compliance Officers
Environmental Compliance Inspectors
Equal Opportunity Representatives and Officers
Government Property Inspectors and Investigators
Coroners
Regulatory Affairs Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Defiance College, approximately 48% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 19 similar programs in OH. Actual outcomes may vary.