Entrepreneurial and Small Business Operations at Delgado Community College
Undergraduate Certificate or Diploma
dcc.eduAnalysis
A certificate program carrying $34,213 in debt—nearly double the national median of $18,788 for this credential—demands serious scrutiny, especially when earnings figures come from comparable programs rather than Delgado's own graduates. Similar entrepreneurship certificates nationally suggest first-year earnings around $41,685, which creates a debt-to-earnings ratio that looks manageable on paper at 0.82. But here's the problem: certificates are supposed to be fast, affordable skill-builders, not financial commitments approaching what many associate degree holders carry.
The debt level here puts Delgado in the bottom 5% nationally—meaning 95% of similar programs leave students with less debt. For a community college serving a population where 62% of students receive Pell grants, this debt load is particularly troubling. The estimated earnings would need to materialize as promised just to make the monthly payments workable, and there's no track record from this specific program to confirm those outcomes. Add to that the reality that entrepreneurship education doesn't guarantee business success, and the financial risk multiplies.
Unless your student already has startup capital, business connections, or a specific venture in mind where this certificate fills a clear gap, the debt here overshadows any potential benefit. Look for lower-cost entrepreneurship training through SBA programs, local business incubators, or online platforms before committing to over $34,000 in loans for a certificate.
Where Delgado Community College Stands
Earnings vs. debt across all entrepreneurial and small business operations certificate's programs nationally
Compare to Similar Programs Nationally
Entrepreneurial and Small Business Operations certificate's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $4,678 | $41,685* | — | $34,213 | — | |
| $11,180 | $64,900* | — | $19,500 | 0.30 | |
| $21,524 | $51,635* | — | $23,063 | 0.45 | |
| $10,964 | $46,878* | $60,850 | $26,000 | 0.55 | |
| $10,020 | $42,545* | — | $23,397 | 0.55 | |
| $3,106 | $40,824* | — | $10,740 | 0.26 | |
| National Median | — | $41,684* | — | $18,788 | 0.45 |
Career Paths
Occupations commonly associated with entrepreneurial and small business operations graduates
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Business Teachers, Postsecondary
Personal Service Managers, All Other
Fitness and Wellness Coordinators
Spa Managers
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
Wind Energy Operations Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Delgado Community College, approximately 62% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 8 similar programs. Actual outcomes may vary.