Analysis
A debt-to-earnings ratio under 0.50 typically signals manageable borrowing, and that's what peer physics programs nationally suggest for a Dordt graduate—roughly $23,000 borrowed against nearly $48,000 in first-year earnings. That's slightly below the national median debt for physics degrees and noticeably lower than Iowa's $27,000 median, which matters when you're comparing options within the state. Physics bachelor's holders from comparable programs generally find work that supports their student loans without overwhelming their early budgets.
The caveat here is meaningful: Dordt's small physics cohort means we're relying entirely on national patterns rather than school-specific outcomes. A 71% admission rate and mid-range SAT scores suggest Dordt isn't drawing from the same applicant pool as research universities where physics majors often pursue graduate school or land at national labs. That doesn't doom the degree's value, but it does raise questions about whether Dordt's career networks and research opportunities match what drives outcomes at larger programs.
The practical question is whether your child plans to stop at a bachelor's or continue to graduate school, where physics credentials typically pay off most. If they're headed straight to work, comparable programs produce starting salaries that comfortably cover this estimated debt load. But confirm what Dordt's physics graduates actually do next—without reported data, you need direct answers from the department about job placement and graduate school admissions.
Where Dordt University Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs Nationally
Physics bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $35,960 | $47,670* | — | $23,120* | — | |
| $7,214 | $70,150* | — | $28,750* | 0.41 | |
| $6,496 | $68,664* | $76,268 | —* | — | |
| $66,104 | $68,215* | — | —* | — | |
| $50,920 | $65,316* | — | $23,250* | 0.36 | |
| $7,439 | $64,045* | $51,682 | $23,000* | 0.36 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Dordt University, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.