Analysis
Based on comparable accounting programs in Texas, East Texas Baptist graduates might expect around $49,000 in first-year earnings against roughly $23,000 in debt—a manageable 0.46 ratio that suggests the degree pays for itself relatively quickly. However, it's worth noting that Texas hosts some powerhouse accounting programs, and the gap is significant: top schools like TCU and UT Austin see their graduates earning $68,000 to $72,000 right out of the gate, nearly $20,000 more annually than the state median that informs these estimates.
The debt load appears reasonable for a private Baptist university, coming in slightly below both state and national medians for accounting degrees. With 31% of students receiving Pell grants, the school serves a mix of economic backgrounds. The question is whether the estimated earnings—sitting at the state median but about $4,000 below the national benchmark—provide enough upward trajectory. Accounting is a field where credentials and networking matter, and larger programs often have deeper connections to major firms and corporate recruiters.
For families committed to a faith-based education in East Texas, these projections suggest the degree could work financially. But if maximizing earning potential is the priority, the data from peer programs indicates your child might find stronger returns elsewhere in Texas, particularly at the state's flagship universities or established business schools where accounting programs have proven track records.
Where East Texas Baptist University Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Compare to Similar Programs in Texas
Accounting bachelors's programs at peer institutions in Texas (67 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $30,050 | $49,406* | — | $22,759* | — | |
| $57,220 | $72,031* | $78,532 | $17,778* | 0.25 | |
| $64,460 | $68,643* | $77,801 | $15,850* | 0.23 | |
| $54,844 | $68,187* | $80,617 | $20,500* | 0.30 | |
| $11,678 | $68,082* | $78,482 | $19,462* | 0.29 | |
| $13,099 | $67,186* | $84,502 | $17,641* | 0.26 | |
| National Median | — | $53,694* | — | $25,000* | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At East Texas Baptist University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 43 similar programs in TX. Actual outcomes may vary.