Business/Commerce at Eastern Kentucky University
Bachelor's Degree
Analysis
Eastern Kentucky University's business program delivers exactly middle-of-the-pack results for Kentucky students, but that positioning tells two very different stories depending on your frame of reference. At $41,502 in first-year earnings, graduates earn slightly more than the state median for business programs ($41,280) and land in the 60th percentile statewide—a respectable showing that beats out most Kentucky competitors. However, these same graduates trail the national median by $6,000 annually, placing them in just the 21st percentile nationally. The $27,000 in typical debt is manageable with a debt-to-earnings ratio of 0.65, but it doesn't offer the kind of value proposition you'd find at Kentucky's top programs.
The real question is whether your child plans to stay in Kentucky or compete in broader job markets. If remaining in-state, EKU's business degree performs adequately—graduates see 13% earnings growth over four years and carry debt levels typical for the state. But families should recognize they're leaving money on the table compared to programs like Sullivan University ($56,432) or University of Kentucky ($49,431), where graduates earn $7,000-$15,000 more annually. For a relatively open-admission program serving a high proportion of Pell grant recipients, EKU provides accessible business training that works for Kentucky's regional economy, just not at the premium tier.
Where Eastern Kentucky University Stands
Earnings vs. debt across all business/commerce bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Eastern Kentucky University graduates compare to all programs nationally
Eastern Kentucky University graduates earn $42k, placing them in the 21th percentile of all business/commerce bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Kentucky
Business/Commerce bachelors's programs at peer institutions in Kentucky (21 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Eastern Kentucky University | $41,502 | $46,726 | $27,000 | 0.65 |
| Sullivan University | $56,432 | $59,618 | $43,625 | 0.77 |
| University of Kentucky | $49,431 | $59,354 | $23,055 | 0.47 |
| Northern Kentucky University | $48,654 | $61,090 | $30,750 | 0.63 |
| Spalding University | $47,596 | $47,782 | $31,000 | 0.65 |
| University of the Cumberlands | $46,242 | $51,203 | $21,219 | 0.46 |
| National Median | $47,506 | — | $26,000 | 0.55 |
Other Business/Commerce Programs in Kentucky
Compare tuition, earnings, and debt across Kentucky schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Sullivan University Louisville | $14,220 | $56,432 | $43,625 |
| University of Kentucky Lexington | $13,212 | $49,431 | $23,055 |
| Northern Kentucky University Highland Heights | $10,896 | $48,654 | $30,750 |
| Spalding University Louisville | $27,850 | $47,596 | $31,000 |
| University of the Cumberlands Williamsburg | $9,875 | $46,242 | $21,219 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Eastern Kentucky University, approximately 39% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 75 graduates with reported earnings and 80 graduates with debt data. Small samples may not be representative.