Finance and Financial Management Services at Eastern Kentucky University
Bachelor's Degree
Analysis
The small sample size here demands caution, but the pattern is troubling: Eastern Kentucky's finance graduates earn $41,328 in their first year—about $12,000 less than the state median and $12,000 less than what you'd see at Kentucky. That places them in just the 5th percentile nationally among finance programs. While the debt load of $16,400 is relatively modest compared to national averages, it doesn't compensate for starting salaries that lag significantly behind what other Kentucky schools deliver. Even Murray State, another regional option, produces graduates earning $2,000 more right out of the gate.
The 40th percentile ranking within Kentucky tells a more nuanced story than the national comparison—there are clearly weaker programs in the state. But when University of Kentucky finance grads earn 41% more in year one, that's not a small gap to dismiss. Finance is particularly credential-sensitive, and the lower earnings suggest this program may not open the same doors to banking, corporate finance, or analyst roles that stronger regional programs do.
Given the small sample, these numbers could shift year to year. But if you're borrowing even modest amounts for a finance degree, starting at $41,000 creates a tighter margin for building wealth early in your career. Unless there are compelling personal reasons to attend EKU specifically, Kentucky students have multiple in-state options with demonstrably better salary outcomes in this field.
Where Eastern Kentucky University Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Eastern Kentucky University graduates compare to all programs nationally
Eastern Kentucky University graduates earn $41k, placing them in the 5th percentile of all finance and financial management services bachelors programs nationally.
Compare to Similar Programs in Kentucky
Finance and Financial Management Services bachelors's programs at peer institutions in Kentucky (11 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Eastern Kentucky University | $41,328 | — | $16,400 | 0.40 |
| University of Kentucky | $58,422 | $71,215 | $22,375 | 0.38 |
| University of Louisville | $52,167 | $63,447 | $22,500 | 0.43 |
| Northern Kentucky University | $50,457 | $62,699 | $25,287 | 0.50 |
| Western Kentucky University | $44,355 | $56,321 | $19,500 | 0.44 |
| Murray State University | $43,320 | $46,651 | $21,500 | 0.50 |
| National Median | $53,590 | — | $23,332 | 0.44 |
Other Finance and Financial Management Services Programs in Kentucky
Compare tuition, earnings, and debt across Kentucky schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| University of Kentucky Lexington | $13,212 | $58,422 | $22,375 |
| University of Louisville Louisville | $12,828 | $52,167 | $22,500 |
| Northern Kentucky University Highland Heights | $10,896 | $50,457 | $25,287 |
| Western Kentucky University Bowling Green | $11,436 | $44,355 | $19,500 |
| Murray State University Murray | $9,708 | $43,320 | $21,500 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Eastern Kentucky University, approximately 39% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 24 graduates with reported earnings and 20 graduates with debt data. Small samples may not be representative.