Est. Earnings (1yr)
$40,161
Est. from MA median (7 programs)
Est. Median Debt
$27,000
Est. from MA median (4 programs)

Analysis

Social work programs in Massachusetts consistently produce graduates earning around $40,000 in their first year—a figure that holds whether students attend public universities like Salem State or smaller private colleges. Eastern Nazarene's estimated outcomes align squarely with this state pattern: comparable programs suggest first-year earnings near $40,000 against roughly $27,000 in debt. That 0.67 debt-to-earnings ratio sits comfortably below the concerning 1.0 threshold, meaning graduates would devote a manageable portion of early earnings to loan payments.

The caveat here is that social work isn't a high-paying field regardless of where you study it. The national median of $37,000 confirms what Massachusetts data already shows—these programs prepare students for important but modestly compensated work. Even top performers in the state barely crack $45,000. Parents should understand that choosing social work means choosing purpose over profit, and Eastern Nazarene's estimated debt load doesn't add unnecessary financial burden to that choice.

The practical question is whether paying private college tuition makes sense when Massachusetts public universities produce similar outcomes at lower cost. If your child is drawn to Eastern Nazarene's smaller community or faith-based mission, the estimated debt appears manageable for the field. But purely from an investment perspective, peer programs at state schools offer comparable preparation with less financial risk.

Where Eastern Nazarene College Stands

Earnings vs. debt across all social work bachelors's programs nationally

Compare to Similar Programs in Massachusetts

Social Work bachelors's programs at peer institutions in Massachusetts (14 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Eastern Nazarene CollegeQuincy$28,610$40,161*$27,000*
Salem State UniversitySalem$11,978$45,450*$41,045$27,000*0.59
University of Massachusetts-BostonBoston$15,496$45,227*$47,217$27,947*0.62
Bridgewater State UniversityBridgewater$11,389$41,187*$45,628$27,000*0.66
College of Our Lady of the ElmsChicopee$42,061$40,161*$48,462$31,682*0.79
Westfield State UniversityWestfield$11,882$38,596*$48,979$27,000*0.70
National Median$37,296*$26,362*0.71
* Estimated from similar programs

Career Paths

Occupations commonly associated with social work graduates

Social Work Teachers, Postsecondary

Teach courses in social work. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Social and Community Service Managers

Plan, direct, or coordinate the activities of a social service program or community outreach organization. Oversee the program or organization's budget and policies regarding participant involvement, program requirements, and benefits. Work may involve directing social workers, counselors, or probation officers.

$78,240/yrJobs growth:Bachelor's degree

Probation Officers and Correctional Treatment Specialists

Provide social services to assist in rehabilitation of law offenders in custody or on probation or parole. Make recommendations for actions involving formulation of rehabilitation plan and treatment of offender, including conditional release and education and employment stipulations.

$64,520/yrJobs growth:Bachelor's degree

Marriage and Family Therapists

Diagnose and treat mental and emotional disorders, whether cognitive, affective, or behavioral, within the context of marriage and family systems. Apply psychotherapeutic and family systems theories and techniques in the delivery of services to individuals, couples, and families for the purpose of treating such diagnosed nervous and mental disorders.

$63,780/yrJobs growth:Master's degree

Child, Family, and School Social Workers

Provide social services and assistance to improve the social and psychological functioning of children and their families and to maximize the family well-being and the academic functioning of children. May assist parents, arrange adoptions, and find foster homes for abandoned or abused children. In schools, they address such problems as teenage pregnancy, misbehavior, and truancy. May also advise teachers.

$61,330/yrJobs growth:

Healthcare Social Workers

Provide individuals, families, and groups with the psychosocial support needed to cope with chronic, acute, or terminal illnesses. Services include advising family caregivers. Provide patients with information and counseling, and make referrals for other services. May also provide case and care management or interventions designed to promote health, prevent disease, and address barriers to access to healthcare.

$61,330/yrJobs growth:

Mental Health and Substance Abuse Social Workers

Assess and treat individuals with mental, emotional, or substance abuse problems, including abuse of alcohol, tobacco, and/or other drugs. Activities may include individual and group therapy, crisis intervention, case management, client advocacy, prevention, and education.

$61,330/yrJobs growth:

Social Workers, All Other

All social workers not listed separately.

$61,330/yrJobs growth:

Counselors, All Other

All counselors not listed separately.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Eastern Nazarene College, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 7 similar programs in MA. Actual outcomes may vary.