Analysis
In Massachusetts, where special education teachers face high costs of living, peer programs suggest first-year earnings around $44,139βslightly below the state median of $45,245. The estimated $27,000 debt load produces a manageable 0.61 debt-to-earnings ratio, meaning graduates would need roughly seven months of gross income to cover what they borrowed. That's reasonable for a helping profession, though it's worth noting that Bridgewater State's graduates earn about $6,000 more in their first year, which compounds significantly over a teaching career.
The challenge isn't the debt itself but the earning trajectory. Special education teachers in Massachusetts do see salary growth through union-negotiated steps and lanes, but those increases are gradual and often require additional graduate coursework. Similar programs nationally show earnings clustering tightly around $44,000-$48,000 in year one, suggesting limited variance regardless of preparation program. This means the degree gets you into the profession, but your district and longevity matter more than your alma mater for long-term earnings.
For families evaluating Eastern Nazarene's program specifically, the estimated numbers align with typical special education outcomes: modest debt paired with stable but constrained earning potential. If your child is committed to this field, the financial picture appears workable. However, you'd want to confirm actual graduate outcomes directly with the college and compare total cost of attendance, since financial aid packages vary considerably among Massachusetts private colleges.
Where Eastern Nazarene College Stands
Earnings vs. debt across all special education and teaching bachelors's programs nationally
Compare to Similar Programs in Massachusetts
Special Education and Teaching bachelors's programs at peer institutions in Massachusetts (14 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $28,610 | $44,139* | β | $27,000* | β | |
| $11,389 | $50,061* | $49,481 | $27,000* | 0.54 | |
| $11,882 | $40,429* | $45,141 | $27,000* | 0.67 | |
| National Median | β | $44,139* | β | $26,717* | 0.61 |
Career Paths
Occupations commonly associated with special education and teaching graduates
Education Teachers, Postsecondary
Special Education Teachers, Preschool
Special Education Teachers, Middle School
Special Education Teachers, Secondary School
Special Education Teachers, All Other
Adapted Physical Education Specialists
Interpreters and Translators
Special Education Teachers, Kindergarten
Special Education Teachers, Elementary School
Teaching Assistants, Special Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Eastern Nazarene College, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 170 similar programs. Actual outcomes may vary.