Est. Earnings (1yr)
$37,001
Est. from national median (118 programs)
Est. Median Debt
$15,979
Est. from national median (70 programs)

Analysis

An estimated debt load of about $16,000 puts this program well below the national median for associate accounting programs, which typically see graduates carrying over $19,000. When similar programs across the country produce first-year earnings around $37,000, that creates a debt-to-earnings ratio of 0.43β€”a manageable number that suggests graduates could reasonably handle their payments while building their careers.

The challenge is that comparable accounting programs in New Mexico appear to perform better on both fronts. Central New Mexico Community College's graduates, for instance, earn about $40,500 in their first year while carrying roughly $10,600 in debtβ€”a superior outcome on both measures. Ruidoso's remote location may limit local accounting job opportunities compared to Albuquerque, which could explain why peer program estimates here lag behind state benchmarks.

For families evaluating this program, the estimated figures suggest acceptable financial risk but not a standout value proposition. If your student has strong ties to the Ruidoso area or needs the flexibility this campus offers, the debt burden shouldn't be prohibitive. However, if relocation is feasible, other New Mexico community colleges appear to deliver better earnings potential with less debt. Given that these are estimates rather than actual outcomes for this specific program, requesting placement data directly from the school would help clarify whether local graduates actually secure accounting positions that justify the investment.

Where Eastern New Mexico University Ruidoso Branch Community College Stands

Earnings vs. debt across all accounting associates's programs nationally

Compare to Similar Programs in New Mexico

Accounting associates's programs at peer institutions in New Mexico (11 total in state)

Scroll to see more β†’

SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Eastern New Mexico University Ruidoso Branch Community CollegeRuidoso$1,372$37,001*β€”$15,979*β€”
Central New Mexico Community CollegeAlbuquerque$1,934$40,511*$36,745$10,585*0.26
National Medianβ€”$37,000*β€”$19,354*0.52
* Estimated from similar programs

Career Paths

Occupations commonly associated with accounting graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Financial Examiners

Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records.

$90,400/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Accountants and Auditors

Examine, analyze, and interpret accounting records to prepare financial statements, give advice, or audit and evaluate statements prepared by others. Install or advise on systems of recording costs or other financial and budgetary data.

$81,680/yrJobs growth:Bachelor's degree

Tax Examiners and Collectors, and Revenue Agents

Determine tax liability or collect taxes from individuals or business firms according to prescribed laws and regulations.

$59,740/yrJobs growth:Bachelor's degree

Bookkeeping, Accounting, and Auditing Clerks

Compute, classify, and record numerical data to keep financial records complete. Perform any combination of routine calculating, posting, and verifying duties to obtain primary financial data for use in maintaining accounting records. May also check the accuracy of figures, calculations, and postings pertaining to business transactions recorded by other workers.

$49,210/yrJobs growth:Some college, no degree

Payroll and Timekeeping Clerks

Compile and record employee time and payroll data. May compute employees' time worked, production, and commission. May compute and post wages and deductions, or prepare paychecks.

$48,650/yrJobs growth:High school diploma or equivalent
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Eastern New Mexico University Ruidoso Branch Community College, approximately 12% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.