Analysis
A debt-to-earnings ratio of 0.49 suggests manageable financial risk, but the details deserve scrutiny. National peer programs indicate first-year earnings around $47,670 and typical debt of $23,120—numbers that place this estimated outcome slightly below Florida's median for physics bachelor's degrees. Given that UCF physics grads start at nearly $56,000 and USF grads at $46,000, Eckerd's comparable programs appear to track closer to the lower end of the state range. For a private college where students typically pay more in total costs, that's worth noting.
Physics degrees generally open doors to graduate school or technical careers where early earnings don't tell the full story. But when comparable Florida programs suggest $51,000 in first-year earnings versus the estimated $47,670 here, and when public university alternatives exist at potentially lower cost, the value proposition depends heavily on factors these estimates can't capture—lab resources, faculty mentorship, research opportunities. The 79% admission rate and relatively small Pell population suggest Eckerd serves a specific student profile, likely one where fit matters more than maximizing first-year salary.
If your child thrives in small-college environments and plans graduate study, Eckerd could work. But if maximizing immediate earning power or minimizing debt matters most, larger public programs in Florida show stronger financial outcomes. Request actual graduate outcomes from Eckerd's career services before committing.
Where Eckerd College Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in Florida
Physics bachelors's programs at peer institutions in Florida (19 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $50,374 | $47,670* | — | $23,120* | — | |
| $6,368 | $55,826* | — | $18,138* | 0.32 | |
| $6,410 | $46,094* | $72,524 | $22,750* | 0.49 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Eckerd College, approximately 16% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.