Business Administration, Management and Operations at Elizabeth City State University

Something unusual stands out in the data here: first-year earnings estimated at $43,375 drop significantly to $32,946 by year four. While the initial figure comes from similar NC business programs and suggests a manageable debt load (0.61 ratio), that later drop raises questions about career trajectory. This pattern is atypical—most bachelor's graduates see earnings growth, not decline—and could reflect graduates moving into different roles, leaving the workforce temporarily, or facing challenges in their field. Without actual reported data for this school's specific outcomes, it's hard to know whether Elizabeth City State grads follow this same pattern or perform differently.

The $26,576 debt sits right at the national median for business programs, which is reasonable given that over half of students here receive Pell grants. Based on similar NC programs, initial earnings would put monthly loan payments around 15% of take-home pay—workable but tight. However, if the four-year earnings figure is any indication of actual trajectory, that payment burden could become considerably heavier over time. Top NC business programs produce graduates earning $50,000 to $85,000, showing there's substantial variation in outcomes across the state.

For parents of a student committed to this HBCU specifically, the debt level won't sink them, but press the career services office hard about placement rates and typical career paths. The earnings decline story needs explanation before you can assess whether this program delivers on its investment promise.