Analysis
Comparable accounting programs across Iowa report significantly higher first-year earnings—the state median sits at $47,400, meaning similar programs typically produce graduates earning nearly $10,000 more than what peer institutions nationally suggest for Ellsworth. With estimated debt around $16,000, this program would carry a debt-to-earnings ratio of 0.43 if national patterns hold, which is manageable. But that calculation assumes earnings closer to the national average of $37,000 rather than what Iowa employers actually pay accounting graduates.
The gap matters practically: if Ellsworth graduates land jobs paying closer to Iowa's market rate, that $16,000 becomes easier to handle with monthly payments representing a smaller slice of income. But if graduates earn near the national baseline—perhaps due to rural location or employer connections—the debt burden feels heavier. Des Moines Area Community College's graduates, for instance, command that $47,400 figure, suggesting location and institutional relationships play a real role in outcomes.
For families evaluating this program, the uncertainty cuts both ways. Ellsworth's lower estimated debt compared to Iowa's median ($18,262) offers some cushion, and accounting credentials generally lead to stable employment. But without knowing where this specific program's graduates actually land salary-wise, you're betting that Ellsworth can deliver Iowa-level outcomes despite its small-town setting. If your student plans to work in larger Iowa markets post-graduation, programs with demonstrated placement success there might justify closer scrutiny.
Where Ellsworth Community College Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs in Iowa
Accounting associates's programs at peer institutions in Iowa (16 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,304 | $37,001* | — | $15,979* | — | |
| $5,550 | $47,400* | $46,268 | $22,250* | 0.47 | |
| National Median | — | $37,000* | — | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Ellsworth Community College, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.