Analysis
Elmira College's business graduates start below typical New York expectations but show remarkable momentum, with earnings jumping 37% to reach $55,600 by year four. That trajectory moves them from the 40th percentile statewide initially to above the state median by mid-careerβan unusual pattern that suggests the program builds skills that employers increasingly value over time.
The debt picture reinforces this value proposition. At $27,000, graduates carry slightly more than the state median, but the manageable 0.66 debt-to-earnings ratio means most can reasonably handle loan payments from the start. By year four, when earnings hit $55,600, that debt burden becomes quite comfortable. This contrasts sharply with programs where graduates face similar debt but weaker earning potential.
The gap to New York's elite business programsβwhere graduates earn $60,000-$110,000+βis significant, but Elmira serves a different market. With a 91% admission rate and meaningful Pell Grant enrollment, it provides access to students who might not reach those selective schools. For families deciding between this and similar regional options, the strong earnings growth matters more than the modest starting point. Your child won't match Manhattan University's outcomes, but they'll have a clear path to solid middle-class earnings with debt they can actually manage.
Where Elmira College Stands
Earnings vs. debt across all business administration, management and operations bachelors's programs nationally
Earnings Distribution
How Elmira College graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Elmira College | $40,617 | $55,600 | +37% |
| Manhattan University | $113,777 | $104,296 | -8% |
| Rensselaer Polytechnic Institute | $47,925 | $82,861 | +73% |
| Marist University | $53,766 | $78,615 | +46% |
| Fordham University | $58,341 | $78,039 | +34% |
Compare to Similar Programs in New York
Business Administration, Management and Operations bachelors's programs at peer institutions in New York (94 total in state)
Scroll to see more β
| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $37,932 | $40,617 | $55,600 | $27,000 | 0.66 | |
| $50,850 | $113,777 | $104,296 | $25,328 | 0.22 | |
| β | $70,191 | β | $14,737 | 0.21 | |
| $57,950 | $65,887 | $76,141 | $24,757 | 0.38 | |
| $63,061 | $65,009 | $71,365 | $27,000 | 0.42 | |
| $49,900 | $61,312 | $65,800 | $22,000 | 0.36 | |
| National Median | β | $45,703 | β | $26,000 | 0.57 |
Career Paths
Occupations commonly associated with business administration, management and operations graduates
Computer and Information Systems Managers
Architectural and Engineering Managers
Biofuels/Biodiesel Technology and Product Development Managers
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Compensation and Benefits Managers
Human Resources Managers
Sales Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Elmira College, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 43 graduates with reported earnings and 50 graduates with debt data. Small samples may not be representative.