Business Administration, Management and Operations at Embry-Riddle Aeronautical University-Daytona Beach

Embry-Riddle's associate degree in business delivers something remarkable: first-year earnings of $74,402—nearly double both Florida's state median ($39,010) and more than twice the national average ($33,977) for this program. These graduates rank in the 95th percentile both nationally and within Florida, tied for the top business associate's degree in the state. With debt of $20,063 and a debt-to-earnings ratio of just 0.27, graduates could theoretically pay off their loans in about three months of first-year income.

The major caveat is the earnings trajectory. By year four, median pay drops to $63,527—a 15% decline that's unusual for early-career workers. This likely reflects Embry-Riddle's specialized aviation industry focus: many graduates may take high-paying early positions in airlines or aerospace companies, then transition to different roles or career paths. The moderate sample size (30-100 graduates) means a few career changers could skew these numbers.

Even accounting for the earnings dip, fourth-year salaries still exceed Florida's median first-year earnings by 63%. The combination of manageable debt, exceptional starting pay, and strong industry connections makes this a standout value—just understand that the sky-high initial earnings may not represent a long-term trajectory in business management itself.