Analysis
A physics bachelor's degree from Embry-Riddle's Daytona Beach campus carries an estimated $23,120 in debt—close to the national median but notably higher than Florida's typical $19,452. That debt loads onto estimated first-year earnings of $47,670, which sits below what similar programs across Florida typically produce ($50,960 median). The 0.49 debt-to-earnings ratio suggests manageable repayment, but parents should recognize these figures come from comparable physics programs nationally, not from tracking this specific campus's graduates.
What complicates the picture is the gap between these estimates and Florida's stronger performers. UCF's physics program, for instance, reports actual median earnings above $55,000—about $8,000 more than what peer programs nationally suggest for Embry-Riddle. Whether that difference reflects Embry-Riddle's aerospace industry connections (which could benefit physics graduates differently than reported), regional salary variations, or simply program quality remains unclear without school-specific data.
The takeaway: physics is generally employable, and the estimated debt burden here isn't alarming. But parents banking on Embry-Riddle's aviation-aerospace reputation should verify whether that brand premium extends to physics graduates specifically. Ask the department directly about actual placement rates and starting salaries for recent physics majors—if they can't provide concrete outcomes data, that's information in itself about how confident you should feel in this investment versus Florida's proven alternatives.
Where Embry-Riddle Aeronautical University-Daytona Beach Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in Florida
Physics bachelors's programs at peer institutions in Florida (19 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $42,304 | $47,670* | — | $23,120* | — | |
| $6,368 | $55,826* | — | $18,138* | 0.32 | |
| $6,410 | $46,094* | $72,524 | $22,750* | 0.49 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Embry-Riddle Aeronautical University-Daytona Beach, approximately 15% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.