Analysis
Philosophy programs in Massachusetts cluster around $40,000 in first-year earnings, and Emmanuel's estimated outcomes align with this state pattern—putting graduates slightly ahead of the $31,652 national median for philosophy degrees. With estimated debt around $23,000, the 0.57 debt-to-earnings ratio suggests manageable repayment, though it's worth noting these figures come from peer programs rather than Emmanuel's actual graduate outcomes.
The real question is trajectory. Philosophy majors typically see significant earnings growth as they move into law, business, education, or other fields where critical thinking skills command higher pay. That first-year figure of roughly $40,000 represents an entry point, not a ceiling. Emmanuel's 81% admission rate and moderate SAT scores indicate it serves a broader population than highly selective neighbors like Boston College (where philosophy grads start near $47,000), but the estimated debt burden here is slightly lower than the state median of $21,875.
For families comfortable with liberal arts outcomes—where the degree opens doors rather than training for a specific occupation—these numbers suggest reasonable financial risk. The estimated debt load shouldn't crush a graduate exploring different career paths in their twenties. However, if your student needs immediate high earnings or clear job placement, remember that these estimates tell you what similar Massachusetts programs typically produce, not what Emmanuel specifically delivers for its philosophy graduates.
Where Emmanuel College Stands
Earnings vs. debt across all philosophy bachelors's programs nationally
Compare to Similar Programs in Massachusetts
Philosophy bachelors's programs at peer institutions in Massachusetts (34 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $46,686 | $40,377* | — | $23,000* | — | |
| $67,680 | $47,345* | $47,768 | $18,000* | 0.38 | |
| $65,168 | $40,377* | $47,043 | $25,750* | 0.64 | |
| $15,496 | $36,581* | $41,381 | —* | — | |
| National Median | — | $31,652* | — | $22,641* | 0.72 |
Career Paths
Occupations commonly associated with philosophy graduates
Natural Sciences Managers
Clinical Research Coordinators
Mathematicians
Mathematical Science Teachers, Postsecondary
Philosophy and Religion Teachers, Postsecondary
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Emmanuel College, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in MA. Actual outcomes may vary.