Analysis
California accounting associate programs typically deliver solid early returns, with the state median at $38,000, but Empire College's estimated $23,824 in debt runs notably higher than the state's typical $17,375. That's roughly $6,500 more in loans for outcomes projected at $37,000—slightly below the state average—based on comparable programs nationwide.
The estimated debt-to-earnings ratio of 0.64 suggests manageable repayment, with debt at about two-thirds of first-year income. However, California community colleges offering the same credential often produce similar or better outcomes with dramatically lower debt loads. Mt. San Antonio College graduates, for instance, earn a reported $34,604 while likely carrying far less debt than Empire's estimate.
For parents, the central question is whether Empire's private college model justifies the premium. The estimated figures suggest your child would start with nearly $24,000 in debt for earnings that peer programs achieve with half that burden. If Empire offers advantages like smaller classes, career placement support, or scheduling flexibility that make degree completion more likely, that premium might make sense. Otherwise, the estimated numbers point toward exploring California's community college options first, where reported outcomes show competitive earnings without the debt load.
Where Empire College Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs in California
Accounting associates's programs at peer institutions in California (110 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| — | $37,001* | — | $23,823* | — | |
| — | $41,351* | — | $17,375* | 0.42 | |
| $1,364 | $34,604* | — | —* | — | |
| National Median | — | $37,000* | — | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.