Business/Commerce at Empire State University
Associate's Degree
Analysis
Empire State University's business associate program shows remarkably strong first-year earnings at $62,409—more than double both New York's median ($30,059) and the national average ($36,591), placing it in the 95th percentile nationwide and statewide. The modest $12,500 debt load means graduates owe just 20 cents for every dollar they earn initially, making this appear to be an exceptional value. However, the small sample size (under 30 graduates) means these numbers could shift significantly with more data.
The major red flag is the sharp earnings decline to $44,964 by year four—a 28% drop that's highly unusual for any program. This pattern suggests graduates may be taking high-paying but unsustainable positions, or the data may be capturing a specific cohort affected by unusual circumstances. While even the four-year earnings still exceed state and national benchmarks, the downward trajectory is concerning and warrants explanation.
For parents considering this program, the initial outcomes look outstanding, but the small sample and unusual earnings pattern mean you're working with limited information. If your child can verify that recent graduates are finding stable career paths (not just strong starting positions), the low debt and strong initial earnings make this worth serious consideration. Just don't assume the first-year number tells the whole story.
Where Empire State University Stands
Earnings vs. debt across all business/commerce associates's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Empire State University graduates compare to all programs nationally
Empire State University graduates earn $62k, placing them in the 95th percentile of all business/commerce associates programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in New York
Business/Commerce associates's programs at peer institutions in New York (21 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Empire State University | $62,409 | $44,964 | $12,500 | 0.20 |
| Bryant & Stratton College-Albany | $30,059 | $30,648 | $24,509 | 0.82 |
| Bryant & Stratton College-Syracuse North | $30,059 | $30,648 | $24,509 | 0.82 |
| Bryant & Stratton College-Buffalo | $30,059 | $30,648 | $24,509 | 0.82 |
| Bryant & Stratton College-Greece | $30,059 | $30,648 | $24,509 | 0.82 |
| Bryant & Stratton College-Online | $30,059 | $30,648 | $24,509 | 0.82 |
| National Median | $36,591 | — | $13,437 | 0.37 |
Other Business/Commerce Programs in New York
Compare tuition, earnings, and debt across New York schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Bryant & Stratton College-Albany Albany | $18,892 | $30,059 | $24,509 |
| Bryant & Stratton College-Syracuse North Liverpool | $19,310 | $30,059 | $24,509 |
| Bryant & Stratton College-Buffalo Buffalo | $19,126 | $30,059 | $24,509 |
| Bryant & Stratton College-Greece Rochester | $19,593 | $30,059 | $24,509 |
| Bryant & Stratton College-Online Orchard Park | $15,891 | $30,059 | $24,509 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Empire State University, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 21 graduates with reported earnings and 36 graduates with debt data. Small samples may not be representative.