Median Earnings (1yr)
$52,429
95th percentile (80th in NY)
Median Debt
$11,875
56% below national median
Debt-to-Earnings
0.23
Manageable
Sample Size
538
Adequate data

Analysis

Excelsior University's Liberal Arts program delivers exceptional value that defies typical expectations for this field. With graduates earning $52,429 in their first year—ranking in the 95th percentile nationally and 80th percentile in New York—this program significantly outperforms both the national median ($36,340) and New York state median ($35,817) for similar degrees. The $11,875 median debt load is remarkably low, sitting in the 95th percentile nationally (meaning 95% of similar programs have higher debt), creating a debt-to-earnings ratio of just 0.23.

The financial picture here is genuinely impressive. While liberal arts degrees often carry concerns about earning potential, Excelsior's graduates are earning nearly 50% more than the national average for their field. The low debt burden means graduates have significant financial flexibility after graduation—a stark contrast to the national median debt of $27,000 for this program type. Even compared to top New York programs, the value proposition holds strong when you factor in the minimal debt.

The one limitation is modest earnings growth (just 2% from year one to year four), but starting from such a strong foundation, this is less concerning. For families worried about liberal arts ROI, this program offers a rare combination: strong immediate earning power with minimal debt burden, making it an unexpectedly solid financial investment.

Where Excelsior University Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities bachelors's programs nationally

Excelsior UniversityOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Excelsior University graduates compare to all programs nationally

Excelsior University graduates earn $52k, placing them in the 95th percentile of all liberal arts and sciences, general studies and humanities bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New York

Liberal Arts and Sciences, General Studies and Humanities bachelors's programs at peer institutions in New York (87 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Excelsior University$52,429$53,480$11,8750.23
Molloy University$74,868—$31,0000.41
Mercy University$46,408—$33,6870.73
Cornell University$46,072———
Union College$45,516$48,667$24,5000.54
CUNY City College$43,059$46,094$12,9850.30
National Median$36,340—$27,0000.74

Other Liberal Arts and Sciences, General Studies and Humanities Programs in New York

Compare tuition, earnings, and debt across New York schools

SchoolIn-State TuitionEarnings (1yr)Debt
Molloy University
Rockville Centre
$37,840$74,868$31,000
Mercy University
Dobbs Ferry
$22,106$46,408$33,687
Cornell University
Ithaca
$66,014$46,072—
Union College
Schenectady
$66,456$45,516$24,500
CUNY City College
New York
$7,340$43,059$12,985

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Excelsior University, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 538 graduates with reported earnings and 537 graduates with debt data. Small samples may not be representative.