Median Earnings (1yr)
$46,408
95th percentile (80th in NY)
Median Debt
$33,687
25% above national median
Debt-to-Earnings
0.73
Manageable
Sample Size
79
Adequate data

Analysis

Mercy University's Liberal Arts program punches well above its weight class. At $46,408 first-year earnings, graduates outearn 80% of similar programs across New York—landing just behind Cornell and ahead of CUNY City College. Nationally, this ranks in the 95th percentile, nearly $10,000 above the typical liberal arts graduate.

The debt picture strengthens the case further. While New York liberal arts programs typically leave students with $24,916 in loans, Mercy's $33,687 is higher but still ranks in the lowest 5th percentile nationally for debt burden—meaning 95% of similar programs nationwide load students with more debt. The 0.73 debt-to-earnings ratio means graduates owe less than a year's salary, manageable for a humanities degree. Given that nearly half of students receive Pell grants, these outcomes suggest the program successfully serves students from modest backgrounds.

The moderate sample size (30-100 graduates) means individual outliers could influence these numbers, but the consistency across multiple favorable metrics—top earnings, controlled debt, strong percentile rankings—paints a reliable picture. For families worried about liberal arts ROI, Mercy offers a rare combination: accessibility (85% admission rate), strong early career outcomes that rival selective institutions, and debt levels that won't derail financial independence.

Where Mercy University Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities bachelors's programs nationally

Mercy UniversityOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Mercy University graduates compare to all programs nationally

Mercy University graduates earn $46k, placing them in the 95th percentile of all liberal arts and sciences, general studies and humanities bachelors programs nationally.

Compare to Similar Programs in New York

Liberal Arts and Sciences, General Studies and Humanities bachelors's programs at peer institutions in New York (87 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Mercy University$46,408—$33,6870.73
Molloy University$74,868—$31,0000.41
Excelsior University$52,429$53,480$11,8750.23
Cornell University$46,072———
Union College$45,516$48,667$24,5000.54
CUNY City College$43,059$46,094$12,9850.30
National Median$36,340—$27,0000.74

Other Liberal Arts and Sciences, General Studies and Humanities Programs in New York

Compare tuition, earnings, and debt across New York schools

SchoolIn-State TuitionEarnings (1yr)Debt
Molloy University
Rockville Centre
$37,840$74,868$31,000
Excelsior University
Albany
—$52,429$11,875
Cornell University
Ithaca
$66,014$46,072—
Union College
Schenectady
$66,456$45,516$24,500
CUNY City College
New York
$7,340$43,059$12,985

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Mercy University, approximately 47% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.