Median Earnings (1yr)
$31,217
48th percentile (60th in NC)
Median Debt
$27,000
6% above national median
Debt-to-Earnings
0.86
Manageable
Sample Size
120
Adequate data

Analysis

Fayetteville State's psychology program does something right that many schools serving similar populations struggle with: it combines very manageable debt with earnings that outpace most psychology programs in North Carolina. At $27,000 in debt against $31,217 in first-year earnings, graduates face a debt load 40% lower than many peer institutions, while still earning more than the state median for psychology majors.

The earnings trajectory tells an encouraging story. Four years out, graduates see their income climb to $36,420—putting them within striking distance of programs at schools like Elon and Wake Forest that have much higher admission selectivity. For a university where more than half of students receive Pell grants, these outcomes represent genuine economic mobility. The 60th percentile ranking among NC psychology programs confirms this isn't just about low costs; the program delivers competitive earning power.

The practical calculation here is straightforward: your child would graduate with below-average debt and above-average earnings potential for North Carolina. That 0.86 debt-to-earnings ratio means the debt is very manageable from day one, not something that will weigh them down for a decade. For families looking at psychology degrees—which aren't typically high-earning credentials—this represents one of the safer financial bets in the state.

Where Fayetteville State University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Fayetteville State UniversityOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Fayetteville State University graduates compare to all programs nationally

Fayetteville State University graduates earn $31k, placing them in the 48th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in North Carolina

Psychology bachelors's programs at peer institutions in North Carolina (51 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Fayetteville State University$31,217$36,420$27,0000.86
Elon University$36,668$48,045$23,2500.63
Wake Forest University$34,823$59,767$21,5000.62
Campbell University$33,892$37,905$27,0000.80
Duke University$33,559$72,857$15,4150.46
University of North Carolina at Chapel Hill$31,804$46,914$14,2530.45
National Median$31,482—$25,5000.81

Other Psychology Programs in North Carolina

Compare tuition, earnings, and debt across North Carolina schools

SchoolIn-State TuitionEarnings (1yr)Debt
Elon University
Elon
$44,536$36,668$23,250
Wake Forest University
Winston-Salem
$64,758$34,823$21,500
Campbell University
Buies Creek
$40,410$33,892$27,000
Duke University
Durham
$65,805$33,559$15,415
University of North Carolina at Chapel Hill
Chapel Hill
$8,989$31,804$14,253

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Fayetteville State University, approximately 53% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 120 graduates with reported earnings and 170 graduates with debt data. Small samples may not be representative.