Median Earnings (1yr)
$31,217
48th percentile
60th percentile in North Carolina
Median Debt
$27,000
6% above national median

Analysis

Fayetteville State's psychology program does something right that many schools serving similar populations struggle with: it combines very manageable debt with earnings that outpace most psychology programs in North Carolina. At $27,000 in debt against $31,217 in first-year earnings, graduates face a debt load 40% lower than many peer institutions, while still earning more than the state median for psychology majors.

The earnings trajectory tells an encouraging story. Four years out, graduates see their income climb to $36,420—putting them within striking distance of programs at schools like Elon and Wake Forest that have much higher admission selectivity. For a university where more than half of students receive Pell grants, these outcomes represent genuine economic mobility. The 60th percentile ranking among NC psychology programs confirms this isn't just about low costs; the program delivers competitive earning power.

The practical calculation here is straightforward: your child would graduate with below-average debt and above-average earnings potential for North Carolina. That 0.86 debt-to-earnings ratio means the debt is very manageable from day one, not something that will weigh them down for a decade. For families looking at psychology degrees—which aren't typically high-earning credentials—this represents one of the safer financial bets in the state.

Where Fayetteville State University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Distribution

How Fayetteville State University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Fayetteville State University$31,217$36,420+17%
Duke University$33,559$72,857+117%
Wake Forest University$34,823$59,767+72%
Elon University$36,668$48,045+31%
University of North Carolina at Chapel Hill$31,804$46,914+48%

Compare to Similar Programs in North Carolina

Psychology bachelors's programs at peer institutions in North Carolina (51 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Fayetteville State UniversityFayetteville$3,969$31,217$36,420$27,0000.86
Elon UniversityElon$44,536$36,668$48,045$23,2500.63
Wake Forest UniversityWinston-Salem$64,758$34,823$59,767$21,5000.62
Campbell UniversityBuies Creek$40,410$33,892$37,905$27,0000.80
Duke UniversityDurham$65,805$33,559$72,857$15,4150.46
University of North Carolina at Chapel HillChapel Hill$8,989$31,804$46,914$14,2530.45
National Median$31,482$25,5000.81

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Fayetteville State University, approximately 53% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 120 graduates with reported earnings and 170 graduates with debt data. Small samples may not be representative.