Analysis
An estimated debt load of $16,000 for an associate's in accounting is manageable territory, especially when peer programs in North Carolina suggest first-year earnings around $45,000. That 0.36 debt-to-earnings ratio means graduates would owe roughly a third of what they're likely earning initially—a workable situation by most standards. However, something unusual happens here: four-year earnings drop to $33,698, significantly below the first-year estimate. This decline is puzzling and worth investigating, as most accounting careers show upward trajectories.
The estimated figures here come from similar programs across the state and nation, so they represent what's typical rather than what Fayetteville Tech specifically delivers. Comparable North Carolina programs produce first-year earnings ranging from $33,000 to $45,000, suggesting considerable variation even within the same state market. The debt estimate, drawn from 70 similar community college programs nationally, falls below both the state and national medians for accounting associate's degrees—a positive indicator if it holds true for actual graduates.
The fourth-year earnings drop is the critical uncertainty. If that figure reflects actual outcomes at this school, it raises questions about whether graduates are staying in accounting roles or facing local market constraints in Fayetteville. Before committing, your child should connect with the program to understand typical graduate outcomes and whether those fourth-year numbers reflect career progression or data anomalies. If the first-year estimates prove accurate and debt stays low, this could work—but that earnings decline needs explanation.
Where Fayetteville Technical Community College Stands
Earnings vs. debt across all accounting associates's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Fayetteville Technical Community College | — | $33,698 | — |
| Southern New Hampshire University | $37,986 | $53,096 | +40% |
| Connecticut State Community College | $42,591 | $52,194 | +23% |
| Nassau Community College | $35,513 | $51,744 | +46% |
| Wake Technical Community College | $44,616 | $43,263 | -3% |
Compare to Similar Programs in North Carolina
Accounting associates's programs at peer institutions in North Carolina (52 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $2,628 | $44,616* | $33,698 | $15,979* | — | |
| $2,792 | $45,092* | — | —* | — | |
| $2,336 | $44,616* | $43,263 | $20,953* | 0.47 | |
| $2,524 | $32,979* | — | —* | — | |
| National Median | — | $37,000* | — | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Fayetteville Technical Community College, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in NC. Actual outcomes may vary.