Analysis
Fitchburg State's psychology program outperforms 93% of psychology programs nationally—a remarkable achievement for a school with a 90% admission rate and modest test scores. That $37,545 first-year salary beats the national median by nearly $6,000, though it's worth noting that within Massachusetts, where psychology grads generally earn more, this falls closer to the middle of the pack at the 60th percentile.
The debt picture looks reasonable at $26,125, creating a manageable 0.70 debt-to-earnings ratio that's better than most psychology programs nationwide. Earnings grow steadily to nearly $41,000 by year four—nothing spectacular, but the 9% growth shows graduates aren't hitting a ceiling immediately. For a psychology bachelor's, which typically requires graduate school for higher-earning clinical roles, these numbers suggest graduates are finding solid entry-level positions in social services, human resources, or related fields.
The gap between Fitchburg State and elite Massachusetts programs like Bentley ($62,000) or Boston College ($45,000) is substantial, but those schools charge significantly more and serve different student populations. For families looking at affordable state school options, Fitchburg delivers stronger-than-expected outcomes. The combination of manageable debt and above-average national earnings makes this a sensible choice for students interested in psychology, especially if they're keeping graduate school options open.
Where Fitchburg State University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How Fitchburg State University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Fitchburg State University | $37,545 | $40,899 | +9% |
| Boston College | $44,760 | $59,196 | +32% |
| Williams College | $43,943 | $57,158 | +30% |
| College of the Holy Cross | $41,099 | $56,085 | +36% |
| University of Massachusetts-Amherst | $32,223 | $53,442 | +66% |
Compare to Similar Programs in Massachusetts
Psychology bachelors's programs at peer institutions in Massachusetts (52 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $11,046 | $37,545 | $40,899 | $26,125 | 0.70 | |
| $58,150 | $62,218 | — | $25,494 | 0.41 | |
| $67,680 | $44,760 | $59,196 | $18,000 | 0.40 | |
| $64,860 | $43,943 | $57,158 | $13,416 | 0.31 | |
| $39,212 | $43,646 | $50,853 | $27,000 | 0.62 | |
| $60,850 | $41,099 | $56,085 | $27,000 | 0.66 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Fitchburg State University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 51 graduates with reported earnings and 68 graduates with debt data. Small samples may not be representative.