Analysis
Five Towns College's business program starts graduates at just $25,792βless than half the New York state median for business degrees ($42,268) and well below even the national average. This places it in the bottom 10% of business programs statewide, which is particularly concerning given that New York is home to robust business programs that regularly launch graduates into strong-earning careers. While the program carries manageable debt at about $25,500, that near-1:1 debt-to-earnings ratio means graduates start with essentially a full year's salary in loans.
The 44% earnings growth to $37,009 by year four represents solid progression, but it's climbing from an extremely low base. Even after four years, graduates still earn $5,000 less than the typical New York business graduate makes in their first year. For context, top business programs in the state like Manhattan University ($113,777) and Syracuse ($65,009) deliver roughly double to quadruple the four-year earnings. The moderate sample size suggests these results are reasonably reliable.
For an anxious parent, the question is simple: if your child is investing in a business degree, do you want them starting at $25,000 with student loans, or exploring programs that offer a realistic path to middle-class earnings from day one? The growth trajectory is encouraging, but the starting point creates years of financial struggle that stronger programs avoid entirely.
Where Five Towns College Stands
Earnings vs. debt across all business administration, management and operations bachelors's programs nationally
Earnings Distribution
How Five Towns College graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Five Towns College | $25,792 | $37,009 | +43% |
| Manhattan University | $113,777 | $104,296 | -8% |
| Rensselaer Polytechnic Institute | $47,925 | $82,861 | +73% |
| Marist University | $53,766 | $78,615 | +46% |
| Fordham University | $58,341 | $78,039 | +34% |
Compare to Similar Programs in New York
Business Administration, Management and Operations bachelors's programs at peer institutions in New York (94 total in state)
Scroll to see more β
| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $29,950 | $25,792 | $37,009 | $25,573 | 0.99 | |
| $50,850 | $113,777 | $104,296 | $25,328 | 0.22 | |
| β | $70,191 | β | $14,737 | 0.21 | |
| $57,950 | $65,887 | $76,141 | $24,757 | 0.38 | |
| $63,061 | $65,009 | $71,365 | $27,000 | 0.42 | |
| $49,900 | $61,312 | $65,800 | $22,000 | 0.36 | |
| National Median | β | $45,703 | β | $26,000 | 0.57 |
Career Paths
Occupations commonly associated with business administration, management and operations graduates
Computer and Information Systems Managers
Architectural and Engineering Managers
Biofuels/Biodiesel Technology and Product Development Managers
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Compensation and Benefits Managers
Human Resources Managers
Sales Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Five Towns College, approximately 45% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 54 graduates with reported earnings and 70 graduates with debt data. Small samples may not be representative.