Median Earnings (1yr)
$25,792
5th percentile (10th in NY)
Median Debt
$25,573
2% below national median
Debt-to-Earnings
0.99
Manageable
Sample Size
54
Adequate data

Analysis

Five Towns College's business program starts graduates at just $25,792—less than half the New York state median for business degrees ($42,268) and well below even the national average. This places it in the bottom 10% of business programs statewide, which is particularly concerning given that New York is home to robust business programs that regularly launch graduates into strong-earning careers. While the program carries manageable debt at about $25,500, that near-1:1 debt-to-earnings ratio means graduates start with essentially a full year's salary in loans.

The 44% earnings growth to $37,009 by year four represents solid progression, but it's climbing from an extremely low base. Even after four years, graduates still earn $5,000 less than the typical New York business graduate makes in their first year. For context, top business programs in the state like Manhattan University ($113,777) and Syracuse ($65,009) deliver roughly double to quadruple the four-year earnings. The moderate sample size suggests these results are reasonably reliable.

For an anxious parent, the question is simple: if your child is investing in a business degree, do you want them starting at $25,000 with student loans, or exploring programs that offer a realistic path to middle-class earnings from day one? The growth trajectory is encouraging, but the starting point creates years of financial struggle that stronger programs avoid entirely.

Where Five Towns College Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

Five Towns CollegeOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Five Towns College graduates compare to all programs nationally

Five Towns College graduates earn $26k, placing them in the 5th percentile of all business administration, management and operations bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New York

Business Administration, Management and Operations bachelors's programs at peer institutions in New York (94 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Five Towns College$25,792$37,009$25,5730.99
Manhattan University$113,777$104,296$25,3280.22
Excelsior University$70,191$14,7370.21
Clarkson University$65,887$76,141$24,7570.38
Syracuse University$65,009$71,365$27,0000.42
Yeshiva University$61,312$65,800$22,0000.36
National Median$45,703$26,0000.57

Other Business Administration, Management and Operations Programs in New York

Compare tuition, earnings, and debt across New York schools

SchoolIn-State TuitionEarnings (1yr)Debt
Manhattan University
Riverdale
$50,850$113,777$25,328
Excelsior University
Albany
$70,191$14,737
Clarkson University
Potsdam
$57,950$65,887$24,757
Syracuse University
Syracuse
$63,061$65,009$27,000
Yeshiva University
New York
$49,900$61,312$22,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Five Towns College, approximately 45% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 54 graduates with reported earnings and 70 graduates with debt data. Small samples may not be representative.