Median Earnings (1yr)
$30,367
41st percentile (60th in FL)
Median Debt
$19,500
24% below national median
Debt-to-Earnings
0.64
Manageable
Sample Size
150
Adequate data

Analysis

Florida Gulf Coast University's psychology program delivers something increasingly rare: meaningful earnings growth. While graduates start at a modest $30,367—actually below the national average—they reach $43,031 by year four, a 42% jump that outpaces most psychology programs. That's a significant achievement for a program with an 88th percentile debt load (meaning 12% of programs saddle students with more debt).

The state context matters here. Among Florida's 44 psychology programs, FGCU ranks in the 60th percentile—solidly middle-of-the-pack. You're not getting University of South Florida outcomes ($32,438 starting), but you're beating the Florida median of $29,702 by graduation and pulling ahead substantially by year four. The debt picture is actually more favorable than it appears: at $19,500, it's about $5,000 less than both state and national medians, making the initial debt-to-earnings ratio of 0.64 manageable.

The trajectory here is what separates this program. Most psychology bachelor's graduates see slow, grinding earnings growth. FGCU students appear to be finding their footing quickly, whether through graduate school admission, career pivots, or strong alumni networks in Southwest Florida's growing economy. For a family watching their budget, you're paying less in debt than typical and seeing faster-than-average payoff, even if the starting salary requires patience.

Where Florida Gulf Coast University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Florida Gulf Coast UniversityOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Florida Gulf Coast University graduates compare to all programs nationally

Florida Gulf Coast University graduates earn $30k, placing them in the 41th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Florida

Psychology bachelors's programs at peer institutions in Florida (44 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Florida Gulf Coast University$30,367$43,031$19,5000.64
Trinity International University-Florida$39,980—$24,5620.61
Saint Leo University$36,139$35,931$32,4610.90
Palm Beach Atlantic University$35,403$39,584$25,2810.71
University of South Florida$32,438$40,991$21,2670.66
Keiser University-Ft Lauderdale$32,346$35,291$49,6881.54
National Median$31,482—$25,5000.81

Other Psychology Programs in Florida

Compare tuition, earnings, and debt across Florida schools

SchoolIn-State TuitionEarnings (1yr)Debt
Trinity International University-Florida
Miami
$14,180$39,980$24,562
Saint Leo University
Saint Leo
$28,360$36,139$32,461
Palm Beach Atlantic University
West Palm Beach
$37,990$35,403$25,281
University of South Florida
Tampa
$6,410$32,438$21,267
Keiser University-Ft Lauderdale
Fort Lauderdale
$24,136$32,346$49,688

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Florida Gulf Coast University, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 150 graduates with reported earnings and 180 graduates with debt data. Small samples may not be representative.